Let’s talk about money sabotage. Because it’s not some mysterious dark force.
It’s simply sneaky, unconscious patterns that can quietly cap your income and growth.
They show up as feast-and-famine cycles, cash-flow chaos, or that feeling that no matter how much you do, you’re stuck on repeat.
The good news? You can stop money sabotage in your business – and it starts with understanding your Money Habit Archetype.
Whether you’re a Spender, Over-Extender or Accumulator, each archetype has its own flavour of sabotage – and its own magic formula to help you get back in flow.
So today, let’s cover them one at a time and talk about the practical things you can start doing TODAY to stop money sabotage in your business.
The Spender: overflowing with inspiration while under-resourcing growth
Spenders love momentum. They’re generous, creative, and full of spark. But when excitement takes over, money can vanish as quickly as it arrives.
It’s often spent on new tools, courses or projects that can FEEL essential in the moment – but are definitely not.
Bright shiny objects can bring a spender undone.
What to focus on:
Creating a sense of structure and safety around spending so it doesn’t feel restricted – but stays aligned with what really matters.
✨ Example: consciously setting aside a small “fun money” amount and pausing before hitting buy.
FREEDOM REFRAME:
You can still have the joy of spending – without starving your business growth.
The Overextender: racing the clock and the cash
Overextenders are natural go-getters and amazing at coming up with big creative plans.
They LOVE big leaps, bold moves and the adrenalin boost that comes with taking risks.
But when those leaps are fuelled by adrenaline, not alignment, cash flow becomes wobbly & growth feels exhausting.
And that beautiful business suddenly turns into a house of cards…
What to focus on:
Slowing down to speed up. Focus on grounding your actions in clarity and sustainability instead of urgency.
Refocus the excitement on CELEBRATING big milestones.
✨ Example: reconnect with your bigger WHY or break big goals into smaller, satisfying steps.
FREEDOM REFRAME:
You can move fast and feel safe when your foundations come first.
The Accumulator: safe and sensible… until it becomes a ceiling
Accumulators are brilliant at building stability.
They’re grounded, responsible, and can stretch a dollar for miles.
But when they hold on too tightly, growth stalls and stress levels go up.
Because when you end up doing it all yourself, waiting for “one day when I’ve saved enough,” the problems start piling up and you end up spending more time and money fixing things, rather than moving the business forward.
What to focus on:
Secure savings & investments and keep reminding yourself that all is well. Meanwhile, practise letting go – just enough to allow for expansion. Notice the world didn’t end! Show yourself that investing in support creates more safety, not less.
✨ Example: start by outsourcing small admin tasks or setting aside a budget for support – and FORCE yourself to spend it so you can expand that comfort zone!
FREEDOM REFRAME:
You don’t lose safety by letting go – you create even more of it.
Homeplay exercise:
Look back over the last month. Where did time, energy, or money leak? Pick one simple concept from above that would have shifted that dynamic. Bring it into focus this next week or so. Because tiny, consistent tweaks beat one big dramatic overhaul every time.
This is how you stop money sabotage in your business. Not by working harder, but by aligning your energy, your habits, and your systems so everything moves forward together. That’s the Magnetic Money® Code in action.
Money responds to calm, not chaos.
Want my full training to help you Stop The Sabotage?
Get it here: https://miriamcastilla.com/stop
PS: Not sure of your Money Habit Archetype? Take the 5-minute quiz:
https://miriamcastilla.com/quiz
