Money Habit Archetypes for Coaches: Work With Yours (Not Against It)

Money Habit Archetypes for Coaches: Work With Yours (Not Against It)

by | Oct 7, 2025 | Podcast

You’ve probably noticed: More money doesn’t fix money patterns, it magnifies them! 

As coaches and service providers, we’re told to focus on “bigger months,” but if you don’t understand your wiring, more cash just turns up the volume on the same old money stress. In this post, we’ll unpack money habit archetypes for coaches and how to work with yours so business feels calmer, growth becomes sustainable, and your nervous system can finally exhale.

Why more money isn’t the fix:

If you’ve ever thought, “Once I hit $X, I’ll finally feel safe,” you’re not alone. But safety isn’t created by a number; it’s created by a feeling – and that is determined by the story underneath your habits.

Recognizing your pattern is step one.

Step two is seeing the deeper belief that keeps it running, then gently rewiring it so your strategy and your subconscious are rowing in the same direction.

The 3 Money Habit Archetypes:

1) The Accumulator:

Motivated by security, you love a buffer. You might have plenty in savings yet still feel on edge. This is the “billionaire arguing about toilet paper” energy Gay Hendricks talks about in the Big Leap – proof that without a SHIFT in your shift, no amount of money ever feels like ‘enough’.

Watch out for: Hoarding time/cash “just in case” – this can choke growth and joy.

Work with it: Automate “enough,” then allocate a clear % for expansion (team, ads, mentorship) so your brain sees safety and growth.


2) The Spender:

Money in = money out. You adore momentum and instant upgrades, but budgets and spending “rules” make you rebel harder.

Watch out for: Surges of cash can trigger even bigger surges of spending.

Work with it: Create a “Fun Money Account” – so spending is not just allowed, but encouraged. At the same time, build up a “Wealth Builder” – so your net worth rises even on celebration days.

 

3) The Overextender:

If I give you $10k, you’ll leverage it into a $60k commitment. You love possibilities, don’t mind risk (in fact, you LOVE the buzz) and you’re always scheming to get future returns.

Watch out for: Tying today’s cash to tomorrow’s debt keeps you stuck on a never ending treadmill. Cashflow crunches can become a major issue for you.

Work with it: Set up milestone gates. Then extend only when revenue or reserves hit specific markers. This satisfies your drive while protecting your cash flow.


MORAL OF THE STORY: Don’t push against your wiring, partner with it instead!

Trying to “budget harder” when your archetype reads that as punishment is like crash-dieting before a holiday. This always backfires (helloooo pastry binges..).

Instead, design systems that soothe your innate pattern WHILE you also do the deeper belief work. That’s where lasting change lives.

 

Practical tweaks by archetype

  • Accumulator:

    • Automate a “Safety First” transfer on payday.

       

    • Pre-decide a monthly amount to invest in growth without guilt.

       

    • Practice micro-celebrations (yes, you HAVE to actually spend that celebration line item!).

       

  • Spender:

    • Use 3 buckets for every payment: Fun money, Wealth creation & an Emergency BUFFER

       

    • Delay purchases above a certain $ amount by 24 hours; if you still love it, want it & have decided you actually also NEED it, buy from the Fun bucket. guilt-free.

       

    • Track your net worth monthly for a dopamine hit that isn’t tied to shopping!

       

  • Overextender:

    • “Gate” commitments: unlock the next level only after hitting a revenue or savings milestone.

       

    • Cap new subscriptions/financing at a fixed % of MRR.

       

    • Celebrate completion, not just initiation (your brain loves new!).

       

The deeper shift

Patterns are powered by identity-level beliefs: “I’m only safe if…”, “Money disappears on me…”, “I have to grab opportunities or I’ll miss out…”. 

When you identify and update that script, the habit shifts almost effortlessly. 

Until then, design your money system to co-regulate your archetype—like rails for a train. It still moves fast, but it stays on track.

​

WHERE TO START:

Don’t guess – take the 5-question Money Habit Archetypes Quiz and get tailored steps for your wiring.


Then implement one tiny from the above list this week. Micro-shifts compound fast when your strategy finally matches your subconscious wiring.

So which archetype are you?

👉 Click here to take the quiz: https://miriamcastilla.com/quiz


 Then share your Archetype with me in the comments!


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Manifesting Money in Your Business: Strategy or Woo‑Woo?

Manifesting Money in Your Business: Strategy or Woo‑Woo?

by | Jun 17, 2025 | Podcast

Is manifesting money in business just fluffy spiritual stuff—or is it a smart, strategic tool that shifts your income?
Whether you raise your eyebrows at the word “manifestation” or have your vision board front & centre in your office, today’s episode is for you – if you want more financial success in business – without accidentally blocking your own path.

Let’s dive in.

Why Manifestation Is More Strategy Than Spirituality

Manifestation isn’t about chanting mantras and hoping for the best. It’s about a powerful combo: focus + belief + aligned action.

When you anchor your subconscious to expect abundance, your brain—specifically the Reticular Activating System—starts noticing money-smart moments you’d otherwise miss. Confidence rises. You speak your offers more clearly. You follow up more consistently.

It’s psychology in action—not magic.

The Mindset Shift: From Hustling to Aligned Earning

  • Hustling comes from fear. (“I have to grind harder.”)

  • Aligned earning comes from trust. (“I do less, with more power.”)

I once launched while energetically attached to the result—and nada. Crickets. The moment I let go of desperation, expressed gratitude, and invested from a place of trust: boom. Spots filled effortlessly. Same strategy—different energy.

Real-World Examples of Manifestation in Business

Meet Anna: stuck in scarcity, hustling hard. After shifting her money beliefs, the very next day she got a $200 opportunity in her inbox—easy, aligned, and totally unexpected.
 Not coincidence—it’s the pattern I’ve seen again and again: when energy shifts, results follow.

 

Subconscious Beliefs = Invisible Income Ceilings

Your honest-to-yourself beliefs about money (e.g., “more money = more stress,” or “I’m bad with numbers”) are often the ceiling blocking your next level.
 Until those beliefs shift, you self-sabotage or avoid bigger opportunities.
 Inner work (healing, hypnosis, EFT) isn’t a luxury. It’s a business essential.

 

Aligning Without Losing Your Edge

Want to feel ease and maintain a sharp strategic edge?

  1. Notice the friction in your business.

  2. Ask: What if this were easy?

  3. Layer in energetic practices (visualization, scripting, EFT).

Back it with smart strategies, like the ones inside The Freedom Code. That’s where the magic meets the practical.

Manifesting money in business isn’t fluff—it’s focus. It aligns your energy with intention and supports it with smart action.

👉 If today’s episode landed with you, take the Money Habit Archetype Quiz.

Discover which archetype is shaping your results—and what you need to shift so more money can flow & stay.

Just click here: www.miriamcastilla.com/quiz


Udemy_Grow your biz with your money habit archetype + hypnosis
Take the Quiz

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Why Silver Bullet Strategies Fail (and How to Build a Sustainable Business Instead)

Why Silver Bullet Strategies Fail (and How to Build a Sustainable Business Instead)

Why Silver Bullet Strategies Fail (and How to Build a Sustainable Business Instead)

by | Jun 2, 2025 | Podcast

Why Silver Bullet Strategies Fail (and How to Build a Sustainable Business Instead)

Ever jumped on a shiny new strategy that promised to fix everything in your business—only to find yourself right back where you started?

You’re not alone!

We’ve all been seduced by the promise of quick fixes. That one-size-fits-all webinar funnel, the content calendar that supposedly “guarantees” engagement, the trending audio that’s “blowing up” right now on Reels. And yet, despite doing all the “right” things, it still doesn’t click for you. (let alone suddenly throw the money tap wide open)

But it’s not a reflection of your ability. It’s a sign that what you’re trying to apply simply doesn’t fit you.

The truth is, if you want to grow a business that actually supports you, you need more than tactics. You need to know how to build a sustainable business—one that flows with you, not against you.

Let’s Talk About the Real Problem

Why do these silver bullet strategies fail us?

Answer: Because they were not designed with you in mind.

You’re chasing what worked for someone else—someone with different values, energy, audience, and goals. And when it doesn’t feel quite right, you start to second-guess yourself. You show up inconsistently. You feel disconnected from your own business.

And that disconnection? It shows!

Your audience picks up on it. Your results flatline. And suddenly, you’re starting over again… wondering if you should just try something else.

Sound familiar?

It’s like patching together a bunch of different puzzle pieces that don’t belong to the same picture. You’re left with a business that feels confusing, exhausting—and honestly, a bit overwhelming.


What You ACTUALLY Need: Alignment, Strategy & Mindset (not separate, but TOGETHER)

This is the part no one talks about:

Lasting success isn’t about finding the perfect strategy—it’s about building one that’s YOUR PERFECT STRATEGY.

When your mindset, your energy, and your strategy are working together, things feel lighter. Simpler. You stop second-guessing every move because you know it’s aligned with where you’re headed.

  • Your mindset gives you the confidence to show up.

     

  • Your strategy gives you direction and focus.

     

  • And your alignment keeps things flowing in a way that feels right—for you and your people.

     

That’s when your business starts to feel magnetic. It doesn’t mean you stop putting in effort—but the effort starts to feel like joyful creative expression instead of a constant uphill battle.


The Freedom Code: Your Map to a Business That Feels Like Home

This is exactly why I created The Freedom Code—a framework that helps women like you build a business that’s not only strategic and scalable, but also sustainable.

It’s about working smarter in a way that’s deeply aligned with who you are.

Here’s the 3 key pieces that make up the whole:

🌿 Aligned Business Strategy
 You get crystal clear on what you offer, how you deliver it, and how to price it—so everything feels seamless, natural AND will help you achieve your goals. No more pushing. No more trying to fit into someone else’s formula.

🌿 The Effectiveness Code
 We ditch the “busy work” and focus on what ACTUALLY moves the needle. You learn to trust your priorities, reclaim your time, and make space for what matters most.

🌿 The Magnetic Money Code
You clean up your relationship with money, set up systems to smooth out irregular income, and start feeling safe in your business. This is what lets you grow without spiraling into hustle mode.

Each part builds on the others. When they’re all humming along together, you stop feeling like you’re juggling flaming swords… and start feeling like the confident CEO you’re meant to be.

 Let’s Wrap This Up, Shall We?

If you’ve been chasing the next big tactic and wondering why nothing’s sticking, maybe it’s time to stop looking out there and start building from the inside out.

✨ You don’t need to work harder.
✨ You don’t need another blueprint or template.
✨ You just need a strategy that’s yours—one that feels good, flows with your energy, and supports the life you’re building.

That’s exactly what we explore in my FREE Freedom Code Masterclass.

Click below to watch it now and take the first step toward sustainable success:

👉 https://miriamcastilla.com/freedomcode

Because gorgeous, you didn’t start this business to feel stuck in cycles of burnout.

You started it to enjoy that sweet sense of FREEDOM

And that freedom? It’s WAY closer than you think!

 

Watch Now

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The power of deciding what you *REALLY* want – an interview with Alexis Jane

The power of deciding what you *REALLY* want – an interview with Alexis Jane

by | May 19, 2025 | Podcast

In today’s episode, I’m joined by Alexis Jane.

She’s a powerhouse Manifesting Leadership Coach dedicated to helping entrepreneurs unlock their inner goddess, own their power, and lead with ease.

With a unique blend of strategy, mindset mastery, and energy alignment, Lexi guides business owners to double their income while embodying confidence and flow.

Her signature programs like CEO Elite and Easepreneur are designed to amplify sales, leadership identity, and abundance activation.

Lexi’s mission is simple yet profound: to help leaders create empires with ease, fun, and feminine magic — all while embracing their limitless potential.


Join us as we talk about the power of deciding what you REALLY want – and knowing how to ditch the BS that gets in our way.

You can get in touch with Lexi via:
https://thealexisjane.com/
FB: https://facebook.com/alexisjanefotaras 

Instagram: @thealexisjane_

Ready to burn down the Hamster Wheel? Head to miriamcastilla.com/freedomcode for my free Masterclass.


Watch Now

Watch the video version

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How to Manage Irregular Income Without Stress (in 3 easy steps)

How to Manage Irregular Income Without Stress (in 3 easy steps)

by | Apr 28, 2025 | Podcast

You know that feeling.
One month you’re strutting around like Van Halen in a 90s music video, buying organic everything and eyeing off a handbag that costs more than your first car.
The next? You’re at the checkout praying your card doesn’t decline and buying no-name brand cereal.
Welcome to the wild west of irregular income!

 

 

 

 

If you’ve ever felt like your bank account is having an identity crisis, you’re not alone.

But… it’s not your income that’s the problem.

It’s the complete lack of a system! That’s what makes everything feel like you’re trying to navigate the outer suburbs with a 1985 Melways.

I PROMISE you – this can be fixed.

No complex financial analysis and belt tightening that make your soul die a little every time.

No secret finance language. Just a little bit of structure with a large side of “Oh thank goodness, I can breathe now.”

Here’s the number one mega-common mistake that almost every entrepreneur I work with has made:

Mixing their personal and business money into one giant financial smoothie (and forgetting to throw in the chia seeds)

A good income month feels like payday at the casino… until a few weeks later when the panic sets in and you’re wondering if you can pawn that ugly old vase your mum gave you (Spoiler: it’s Kmart circa 1994, but she’ll still notice if it’s missing.)

Cue the guilt, the 3am mental math and the cycle of “I’ll definitely get on top of this NEXT month – right after I binge this Netflix series”

What if you could feel as calm about your money as you do after a yoga class—even when your income is hopping around all over the place?

Let’s make it happen!

Here’s my 3-step money flow method – that only takes 5 minutes – and brings the kind of peace no fancy handbag ever could.

First, tally what came in over the last week or month (whatever rhythm works for you).

Don’t overthink it—just take stock. Like checking what’s in the fridge before ordering takeout.

Next, if you were a bit short last month & borrowed from your tax account or covered business expenses with your own funds, repay that FIRST.
This step is your nervous system’s new BFF. It puts an end to that awful feeling that you’re always playing catch-up.

And finally—this is the magic part: Take any money that’s left over and give it JUST – ONE – JOB.

  • That might be building a buffer to have your back on low-income months.
  • It might be paying off debt or boosting your wealth creation.
  • Or it might be for investing in business growth.

The key is to pick just ONE.

Cause when you spread money out, it gets diluted – just like when you’re watching TV and scroll Instagram at the same time and end up absorbing neither.

But when you choose ONR priority, you create traction. And build actual momentum.

I know you might be thinking. “But what if I mess it up?”

Gorgeous, the only mistake is not having a plan.

Once you start managing your money with actual intention, everything changes.

You stop reacting from fear and start leading your business like a CEO – rather than a work experience kid who’s too afraid to ask where the bathroom is.

You’ll make pricing decisions with confidence.

You’ll stop taking on clients who make you want to fake your own death just to get out of it.

And you’ll finally be able to EXHALE – because you KNOW your business can support you—not just today, but next month, the month after that – and the month after that.

So, what do you say?

Are you ready to ditch the income rollercoaster and get crystal clear on exactly how much you need to earn – and how to make it happen without working 24/7?

Start by grabbing my free Income Target Calculator and Pricing Planner!

You deserve to feel secure, free, and completely in charge of your money.

✨ Click here to get the free planner and let’s make the income flow feel smoooooth as butter.

 

Grab your Free Income Calculator Here

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How to Stop Financial Anxiety As An Entrepreneur (Even If You Hate Numbers)

How to Stop Financial Anxiety As An Entrepreneur (Even If You Hate Numbers)

by | Apr 14, 2025 | Podcast

Does looking at your bank account make you break out in a cold sweat? Trust me, you’re not alone.

So many entrepreneurs I chat with are literally AVOIDING their finances—not because they’re broke (many are making plenty!)—but because it all feels like opening that closet where you’ve shoved everything during a panic clean before guests arrive. Too scary, too messy, too… much.

“I hear you saying, ‘I’ll totally sort my finances when I’m making more.’ But here’s the thing we both know deep down: more money doesn’t fix money anxiety. In fact, it’s like upgrading to a bigger house without fixing the leaky pipes first. You just end up with the same problems, but now they’re flooding a nicer bathroom.

Here’s the truth: your stress around money doesn’t come from the actual numbers—it comes from playing financial peek-a-boo and NOT KNOWING the numbers!

So let’s take the fear out of it. No spreadsheets that make your eyes glaze over, no complicated systems that require a finance degree, and definitely no need to suddenly become a math nerd (though I won’t judge if that’s your jam).

Most of us were handed bank accounts, credit cards, and mortgages without an instruction manual. It’s like being given the keys to a Ferrari without driving lessons. Of course you’re white-knuckling it! (And honestly, some people still drive like that AFTER lessons… we’ve all seen them on the road, right? 🙄)

Here’s the magical part: once you actually know where your money is going—with a simple system guiding it—you’ll feel calmer than after your first G&T on a Friday night.

Start by smoooooooothing your cashflow.

This means giving every dollar a specific job. Like assigning chores to teenagers—but with MUCH better results.

Irregular income doesn’t have to mean constant financial whiplash. You just need a system that has your back when your income decides to play roller coaster.

Set up some buckets. I’m talking about dividing your money into different categories with crystal-clear purposes. Your Personal Bills bucket, your Business Operating bucket, your “I Deserve Nice Sh*t” bucket (aka Personal Discretionary Spending), and my personal fave—your WEALTH bucket.

Each bucket can have multiple accounts in it to keep things tidy. Kind of like how I organize my streaming services by mood. (Yes, I have a “When I Need a Good Cry” category. Don’t judge.)

Here’s the fun bit: name your accounts something meaningful that makes you smile. “Tax Man Schmacksman” still makes me giggle every time I do a transfer—and that’s the point. You’ll know exactly what your money is for just by glancing at your banking app.

Once you do this, something amazing happens.

Your nervous system chills the f*ck out. You stop second-guessing every purchase like you’re on trial. You stop making financial decisions from that panicky place where nothing feels right. And suddenly, opportunities feel easier to say yes to, because you actually trust yourself to handle them.

And guess what? You don’t need to obsessively check your accounts every day either. You know what’s what. That means you can spend guilt-free, knowing the essentials are already taken care of—sitting in a totally separate bucket, like how we used to separate our darks and lights before we all collectively gave up and just started throwing everything in together. (Just me? I doubt it…)

So if you’ve ever felt like money slips through your fingers faster than the last season of Game of Thrones—this is for you.

It’s not about control, it’s about clarity. And clarity creates freedom. The kind of freedom that feels really, REALLY good. (like, REEEEEAAAALLY good…)

Ready to stop the stress spiral and feel truly empowered about your money?

Start with my free Income Target Calculator & Pricing Planner. It’s light, it’s easy, and will give you instant clarity on how much you need to earn—and how to actually get there without selling your first-born or working 24/7

✨ Click here to download it now and let’s turn that financial anxiety into easy-breezy confidence.

Download Now

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Why Silver Bullet Strategies Fail (and How to Build a Sustainable Business Instead)