Emotional Spending – how to stop feeling guilty for spending money

Emotional Spending – how to stop feeling guilty for spending money

Today I’m giving you my top tips for avoiding the guilt of retail therapy

We’ll help you stop emotional spending so you can stop feeling guilty for spending money on yourself – and make better purchase decisions.

When it comes to retail therapy, I definitely tend to do more of it when it’s the last thing I should be doing. It’s usually either financially not a great time to eb spending up – or there’s something else going on that I should be focusing on instead.

Because more often than not, retail therapy is just a distraction.

That’s why today I’m giving you some practical tips to avoid unnecessary retail therapy and the subsequent guilt that comes from it. You’ll also get some practical tips to help you make better purchase decisions so the things you buy are what you actually need, want and can afford!







Looking back, it’s pretty obvious that the times I was doing the most unnecessary spending were also the times I was feeling the least happy and fulfilled.

The shopping was just a distraction, an escape mechanism.

It’s not really therapy!

We call it ‘retail therapy’, except it’s not actually therapy. It only gives you a temporary high – and then you’re left dealing with the bill and the guilt afterwards. And that makes you feel even worse!

So let me give you some practical tips to help you avoid getting into that pickle in the first place. Because we want to ensure that when you shop, you do it in a healthy way that makes you feel empowered and great about your choices.

Tip Number 1: Want vs Need:
Before you buy something, ask yourself, “Do I just want this, or do I actually need it?”
Because we say, “I really need this,” when we actually just mean that we really want it.

And it’s okay for you to want things. But the next question to ask is, “WHY do I want it?”
And that can be extremely illuminating!

Some more questions to ask yourself:

“What do I really want? What is it I’m really looking for? Is it validation, feeling more desirable, feeling rewarded or worthy? What am I actually wanting that I think this thing I’m about to buy is going to give me?”

Because if you’re looking for something else altogether, then this purchase is just a band-aid. And when it falls off, you’ll be left with an even bigger sore.

So the question of, “What do I really want? What do I feel is missing?” is very powerful.

The ease of online shopping can make quitting retail therapy pretty tough. Because it’s just too easy! There’s a million apps, free shipping & free returns. It feels like this effortless commodity – except you still wind up with the charges on your credit card!

So Tip Number 2 is: Set a spending limit!
The rule is that anytime you want to spend more than this limit, you need to wait 24 hours before going ahead.

This will give you some breathing space and helps you step away from the emotional state that’s driving that purchase. It helps you make a rational decision you’ll feel good about and consider your choice from outside that emotional space. Then you can decide whether you really need it – or if you just wanted it to try and fill a void.

It gives you space to step away from making an impulse decision based on emotion.

Tip Number 3: Imagine The Future
Another trick that really works for me is to imagine myself in 6 months time. I imagine having that item in my wardrobe or in my home. How do I feel about it now? Do I actually want to use it? Do I enjoy having it?

Example: I’ve been looking to buy some summer dresses. Now, I’m usually more of a jeans and t-shirt kind of girl but decided I’m going to make an effort to dress more feminine.

And as I imagined needing to leave the house wearing one of these dresses in 6 months time, I suddenly realized that none of them were a style that suits me!

So imagining yourself with it in the future is a great little trick – especially when online shopping. Because it looks great on the model when we ‘Click To Buy’. But sadly I’ve come to realise that still doesn’t help me suddenly grow cleavage…

Tip Number 4: Buy a round trip!
Last but not least, a really, really practical tip is to make sure you can get a full refund without having to pay shipping charges in your returns.

And a bonus tip is: When your items arrive, keep those tags on until you’re ready to wear them!

Make a note in your diary so if you haven’t worn it by the final return date, you can have another look at it. And if it’s still sitting in your wardrobe by then, chances are, you will return it. Because if it was perfect and you loves and needed it, you’d have found a way to wear it by then.

Which probably means you  were looking for something else altogether…

Okay, so there you have some really practical tips to:
1. avoid the guilt of retail therapy
2. to actually make some really good empowering purchase decisions

How do you avoid the guilt of retail therapy?

Share your top tips in the comments below!

I also highly recommend you get your money organized so you know where to find your fun money and how much you can spend guilt-free. It’s a massive help in avoiding emotional spending and the subsequent guilt.

My free workshop “Organize & Tidy Your Banking” will help you get started. You’ll find the link to get instant access below.


Enjoy & see you in the next episode!

xx Miriam

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What to do about money stress – before you do anything else!

What to do about money stress – before you do anything else!

If you’re wondering what to do about money stress, then you probably think more money is the answer.

But in this episode you’ll find out why this narrow-minded approach will often backfire.

Because it usually AMPLIFIES your money stress, rather than relieving it!

And we definitely don’t want that!

So let’s talk about what to do about money stress so you can have less stress AND more money!






We’ve all heard the stories of lotto winners who end up back where they started (or worse) within just a couple of years. And I saw this in my finance business, too. The people on higher incomes usually had the most money stress.

I noticed that the way people FELT about money had very little to do with HOW MUCH money exactly they were making.

And there’s a simple reason for that”

More money doesn’t change your money patterns… it AMPLIFIES them!

You might even have noticed this in your own life. If you’re someone who tends to worry about money, and you think back to a time when you were making a lot less than you are now, back then you probably thought that your current income would alleviate that worry.

But it didn’t – and that’s because if you were wired that way back then, that program is still here NOW… unless you did something to change it.

It’s usually a program that says “I’m not safe, so I need more.” 

I experienced this myself. When I started my finance business, I was a broke single mum with ZERO income. So I set a goal of making $10,000 a month, thinking that would be the end of my money worries. But once I was there, earning well over $10,000 a month leveraged income, it turns out I was more stressed about money than when I was on the bones of my butt. I had bigger expenses, larger commitments. And my tendency to worry about money hadn’t changed, so with more at stake, I also worried a whole lot more.

If you’re in the habit of worrying about money & thinking there’s not enough – that won’t change with more money!

If you’re in a pattern of spending it all as soon as it comes in – that won’t change with more money!  Cause guess what? There are always more things to spend money on!

By the way, that pattern of always wanting to have more money in the bank and still feeling like it’s never quite enough, we call the Accumulator Archetype.

We all have a Money Habit Archetype – a default pattern we tend to revert to once we have the basics covered.

There are 3 Money habit Archetypes:

1. The Accumulator who always wants to squirrel money away for a rainy day. They never feel safe. Most accumulators are driven by fear, so more money doesn’t change the pattern – and it certainly doesn’t change the feeling.

2. The Spender is stuck in a pattern of ‘money comes, money goes’. They usually end up where they started.  See, you can spend $50,000 a year, or $5 million a year – it makes no difference, because there are always more things to spend money on.

3. The Overextender is continuously sliding backwards –  even when they have more money coming in. If you give them $100,000 they’ll go “Great! There’s a deposit for a Ferrari – I’ll just  borrow the rest!” 

There aren’t too many true Overextenders around, but they definitely exist. In fact, one of my parents was one and my other parent was an Accumulator. Between the two of them things somehow balanced out & we didn’t didn’t end up living under a bridge. But it certainly helped me see these patterns up close and recognise some of the unhealthy stories that were driving them.

Each Money Habit Archetype can be driven from a place of fear and unhealthy programming – or it can be coming from a place of abundance – of knowing there’s plenty, feeling safe and secure and knowing it’s ok to spend AND save money – because more is always coming.

A healthy Accumulator will still have a nest egg but they will be relaxed and know there’s enough and they’re safe.

A healthy Spender will still spend money, but they won’t spend ALL their money from an unconscious fear that they’ll not be able to buy things down the track.

But unfortunately, most of us are walking around with lots of unhealthy money stories.

That’s why one of the principles of Magnetic Money is that we need to recognize, heal & release that old money story so we can start creating healthy new patterns that come from a place of abundance, rather than fear.

So with just that quick overview – what do you think your Money Habit Archetype is?

Are you an Accumulator? Does it feel like there’s quite enough?

Are you a Spender? Do you spend your money as soon as it comes in and it’s a case of ‘easy come – easy go’?

Or are you an Overextender and seem to be perpetually sliding backwards?

If you’re not quite sure, you can take the Money Habit Archetype Quiz. You’ll find the link below.

So the moral of the story is that as well as looking at how you can call more money into your business, you also need to look at your money patterns and the stories that are driving them.

Because as you shift and transform those, your desire for more money can be underpinned by a sense of trust & abundance.

And this in turn makes you more magnetic so you ATTRACT more money. And it allows you to actually keep and enjoy that money.

What Aha moments about your money patterns have you just had? 

Let me know in the comments below!

Next, I invite you to spend some time looking at your money patterns and considering whether they’re coming from a place of love or fear.

This awareness alone will go a long way towards helping you transform and shift those patterns so that you can start experiencing more abundance, both inside and out.

And that’s what I’m all about 😊


Discover your Money Habit Archetype and use it to clear your biggest money block.


Bargain shopping with an abundance mindset

Bargain shopping with an abundance mindset

Can you bargain shop with an abundance mindset? Or is shopping in thrift stores and op shops a sign of a poverty mindset?

People often worry that buying second-hand means you may be inadvertently repelling abundance.

In this episode we’re going to talk about how bargain shopping can help you cultivate an abundance mindset and make you more magnetic.

PLUS, I’m going to share some of my favorite recent bargains with you that make me feel utterly abundant and actually help make me magnetic to more. 

See, I’m a huge fan of thrift store shopping and where and how you shop actually has little to do with whether you have a poverty mindset vs an abundance mindset.

So let’s talk about what really makes the difference.






In the Magnetic Money program, we talk about doing little things that stretch your abundance mindset. Little upgrades, token gestures and generally acting like the more abundant version of you.

That includes going into stores that you wouldn’t normally go into, trying things on, maybe even buying something. But there’s a BIG difference between stretching your comfort zone around money to expand your capacity to receive and plain old retail therapy that gives you a short-lived high with a credit card hangover the next day.

See, where and how you shop doesn’t make that much difference. That’s because your mindset has everything to do with how you think and feel and little to do with what you’re actually doing.

Let me give you an example. Say you decide to buy yourself a new Prada handbag. And you do it from a place where you’re sick of feeling and not having enough. So you spot an opportunity where there’s room and your credit card, think ‘To hell with it’, but the bag and vow to figure it out later.

In this case, you’re actually coming from a place of lack and scarcity. It’s a  demonstration of a poverty mindset because you’re grabbing what you can while you can, convinced that it’s not really natural and normal for you.

Let’s say that, say that instead, you decide to just go to Target and buy a nice little everyday handbag that looks good and does the job. And you find a handbag that looks amazing and feels really beautiful too. It’s just the right color and size & does everything you need. Plus, it’s incredibly cheap. So you get all excited because you just scored a great bargain, you really like it and nobody can even tell it’s just a cheapie. And you’re so excited that you saved all that money and can put it towards paying off a debt or some investment funds instead. You feel really proud of your decision.

In this case, you’re demonstrating a powerful abundance mindset because you’re feeling empowered about your finances. goals.

Can you see that where and how you shopped doesn’t really matter so much? It’s how you THINK about what you’re doing that matters. You could have gone to Target and felt awful about only being able to buy a cheap bag because that’s all you think you can afford. Or you could have bought the Prada bag thinking ‘I’m celebrating a great month in business and this will be my constant reminder’ And each of those attitudes would have completely switched up your mindset.

Which store you bought your bag from really didn’t matter. What matters most is how you think about it. 

So the big takeaway for you today is that feeling more abundant can come from spending less!

You don’t have to spend lots of money to feel rich and abundant. Sometimes it’s choosing NOT to spend money that makes you feel more abundant. It’s really empowering to make great financial choices that help you reach your financial goals faster.

When you’re spending less by choice, then you are an abundant person who has their priorities straight and makes great decisions.

If you’d like to see some of my recent bargain buys that make me feel utterly abundant, be sure to watch the video! I start sharing them at the 8 minutes and 15 seconds mark

I’d also love to know what bargains you’ve scored recently that make you feel utterly abundant. Let me know about them in the comments!

What I love about bargain shopping is that you get to spoil yourself with some really cool stuff that you maybe don’t really need, but that you’d really like. It allows you to feel that beautiful, luxurious sense of abundance without blowing the budget and derailing all the good work you’re doing by managing your money wisely. And when you do that, it actually makes you feel a whole lot more abundant.

Bargain shopping can make you magnetic much faster than buying the equivalent full price items – and it definitely helps you reach your financial goals faster too!

Some practical notes:

I don’t just randomly buy things. I usually have a list and know what I’m looking for. 

I’ll always take some time out and go through my favorite thrift stores, op shops and designer recycle stores to see what’s thereI don’t just randomly look for things and come out with a whole bunch of stuff I didn’t really want or need. I go in with a purpose.

And second hand shopping is not just about not wanting to spend too much money. I also love that it’s ecologically and socially more responsible.

It’s less wasteful, better for the environment, I’m spending less money and getting cool stuff I love and we have more money available for things that are much more important to us – like traveling, securing our financial future and having more choices in life.

(Plus, it feels like hunting for treasure and I get really, really excited when I come home with a bargain 😊)

In terms of your money plan, you do need to have an allocation for that kind of fun money. Part of my personal fun money allocation every single month goes towards clothing and accessories. And sometimes I’ll save up for something a little more special over a few months. And if in the meantime, I happen to find it cheaper in a second-hand store, then I celebrate my abundance!

I did recently record some 2-minute quick tips and I definitely recommend you check out the one on how to use FUN  MONEY to become more magnetic.

You can watch it here.

And if your money could use some organizing, then join me for the free ‘Organize and Tidy Your Banking’ workshop. The link is below.

What did you learn from this episode? Let me know in the comments below.

And if there’s anything else you’d love me to cover in a future episode, please let me know!

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‘Spark the joy’ of becoming magnetic – for women entrepreneurs.

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5 abundance mindset quotes to inspire you daily

5 abundance mindset quotes to inspire you daily

Are you looking for abundance mindset quotes to inspire you?

In this episode I’m going to share with you some specific quotes that will help you stay track with your abundance mindset.

So you can attract more abundance & success.

These 5 quotes are like the 5 abundance mindset commandments.

They remind you of the basic principles at play, of how your unconscious mind works and how the entire Universe works so you can keep on expanding your abundance mindset.

I’ve invested years on working to achieve more success –  particularly financial success in my business.

When I first discovered the Law of Attraction, I was a broke single Mum. I became obsessed. I studied it daily and did everything I possibly could to make it work for me and get me out of the depressing financial situation I was in – maybe you can relate.

And all my hard work paid off, because within two years I’d built a successful, multiple six figure leveraged income, I’d bought my dream house, and things were going great.

Except…  there was still a piece of the puzzle missing because sudden emergencies kept gobbling up all my spare cash.

Even though I was making a lot of money, my expenses had increased to match. 

And I was still stressed about money – probably even more than when I’d been a broke single mum.

When I finally worked out that the missing piece of the puzzle was transforming my money mindset – everything fell into place.

It allowed me to not just attract more money – but to really shift the way I felt about money.

It changed my confidence around money & abundance, I started to create a lifestyle I truly loved and be able to chillax about money and accept that plenty more’s always coming.

It also allowed me to start to create true wealth for myself.

And it’s all based on 5 key principles!

So let me break it down for you. We’ll sum up each principle with a simple quote so it’s easy to remember.

You’ll have 5 abundance mindset quotes that not only inspire you – but that help you create more abundance.







Ready? Let’s go.

Number 1:  “What you focus on, expands.”

You can add “…and where attention goes, energy flows’.

It’s a reminder that what you focus on is what you’re going to get more of. What most people do wrong is they focus on the things they don’t want, the things that aren’t working for them and they’re worried, stressed and fearful of.

And they give those things energy.

With that focus, those things expand. They become a bigger and bigger thing in their life.

So remember… where your attention goes, your energy flows, and what you focus on expands.

That means your job is simply to ensure that you focus on what you wish to expand, that your attention goes and your energy flows to the things you want more of!

You already have abundance all around you – start noticing  celebrating it!

Number 2:  “Thought connects, feeling attracts.”

This is an important reminder made up of two principles. You want to ensure you keep the balance between them right.

‘Thought connects’ is a reminder that when you have an idea, a thought or a desire, you are instantly and automatically connected to that possibility in the quantum field of Infinite Possibilities (or ‘The Matrix’ as physicist Max Planck called it)

And since you’re connected you needn’t worry about connecting over and over again. Let go of that, stop trying to think it into materialization, into manifestation.

Instead focus on the second part of that quote, ‘feeling attracts’.


Because you are an electromagnetic being and your state of vibration matches you up with the matching events out in the quantum field.

Thought connects, and once you’ve had a desire or an idea, that has occurred and never changes.
Your job is to then ensure your FEELING state, your emotions, your state of BEING continues to match the outcome you’re looking for.

That’s what helps it manifest!

Number 3:  “Get off the topic and on the vibration.”

That’s a quote fellow Abraham Hicks fans will recognize.

This is an important reminder because as we just said, it’s the FEELING that attracts.

If you feel abundant, you’ll attract abundance – including money – towards you. 

But if right now for you the topic of money is full of frustration, disappointment, worry and fear, then step away from thinking about money. Take your mind off it, because where attention goes, energy flows, and what you focus on expands (yeah – see how they all start to come together?)

Take your attention OFF the topic of money and ON to the vibration of abundance!

There are many ways you can feel abundant – even when money isn’t flowing at the time.

The more you resonate with the vibration of abundance and make it the predominant signal you send out to the Universe, the more abundance is attracted to you – which naturally includes money. It’s just another form of abundance! (Other forms are love, health, comfort, happiness, friendship, excitement, experiences…)

So the topic of money shifts when you LET GO of it and focus on the vibration of abundance instead!

Take a moment to consider:
Can you see now where you’ve made it hard for yourself to manifest more of what you want?

I’d love you to let me know in the comments below!

Ok, moving along:

Number 4: “A belief is just a thought you got in the habit of thinking.”

A belief is a thought you kept thinking over and over again… until it became an unconscious pattern in your nervous system. Until you no longer even realises you’re thinking it!

That means you can un-think it – you can replace it. You can shift your beliefs!

You can think new thoughts and turn them into powerful, empowering new beliefs.

(I’ve linked some other episodes below you can go to next that will help you more with this)

And last but by no means least…

Number 5: “Every dollar needs a job to do.”

It’s critical to remember that money is your servant.

It’s ready to serve you and do your bidding. It will go out to grow and multiply on your behalf and help you create financial stability, abundance and wealth.

But – here’s the secret: You have to tell it what to do!

Money will do whatever you instruct it to do.

So by giving every dollar a job, you ensure your money is working for you in the best possible way.

It also helps you prove to yourself that you’re in charge, that you’re in control of your finances and that you know how to take loving care of your money in a way.

Here’s a hint for you if you ever feel like you need more money – but lack clarity as to what you actually need it for: When you decide to put ‘savings’ aside, be really clear: What are those savings for?

Are they saving so you can go see your favorite band when they come to town?

Are those savings a buffer for emergencies or for topping up living expenses should your income dip?

Or are these savings what I call ‘the vault’ – where you lock those dollars down and they’re for long-term financial wealth and growth, maybe for a deposit on your home or for amping up your superannuation?

Be really clear on EXACTLY what the job of every single dollar that comes into your experience is, and that money will work for you in much more powerful ways.

Manifesting abundance and developing a more powerful and effective abundance mindset can be simple and easy, so to help you with that, I recently recorded a very special Masterclass called “Simplify Your Money Mindset and Manifesting”.

You can catch it at the link below.

And if you have any questions or special requests of topics you’d like me to cover, let me know in the comments!

Remember… it’s time to embrace your unlimited potential and you ARE totally ready for the next step!

Manifesting Quick-Fix

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Removing limiting beliefs about money – common mistakes

Removing limiting beliefs about money – common mistakes

So I have good news and bad news when it comes to removing limiting beliefs about money

The bad news first:

The bad news is that you have limiting beliefs about money. Lots of them!

I do too. Actually we all do. Even Oprah has limiting beliefs about money – because she’s human.

Let’s talk about the good news, shall we?

The good news is that removing limiting beliefs about money can actually be super simple and easy.

So in this episode we’re going to talk about the three most common ways that people get it wrong when it comes to removing limiting beliefs about money.

And we’ll talk about why the simple and easy approach is actually also a lot more effective.






Like everyone, I’ve had and still have my fair share of limiting beliefs about money. We all have them. The thing is, are they getting in the way of us having the life and the abundance and the amount of money that we want or not?

Like most people, when I first realized that it was my own negative thinking that was the biggest obstacle to me having all the abundance and joy and success that I wanted, I also got worried, like REALLY worried!

And so I started to dedicate myself to doing all I could to clearing those limiting beliefs and removing those money blocks and obstacles.  

To be honest, I became totally obsessed with doing my mindset work.

I was doing affirmations, making vision boards, I journaled and I visualized. I did everything. I was a total mindset junkie and I went to every seminar I could possibly go to and read every book I could read.

But I soon figured out that the harder I tried, the more difficult it seemed to get. I was stuck, spinning on a hamster wheel. And eventually I decided I really needed to take a different approach. And so I completely changed my approach to my money mindset work and to removing limiting beliefs about money.

And it really, really worked. It was like the floodgates opened and suddenly everything became easy.

That’s when I went from being a single mum on welfare to building my own business in finance. It took off, I won awards, I had a leveraged multiple six figure income, I bought the house of my dreams, a beachfront apartment and other investment properties, started traveling the world, got paid to speak and still get paid to speak on the stages of some of my heroes and mentors.

My life changed quite drastically.

And what’s more, I’ve sharing these practices and everything I learned with my students and also help them create really abundant and joyful lives and businesses so they can show up and fully be all that they were born to be. And we do it the simple and easy way.

So in this episode, I’m going to share with you the top 3 mindset traps people can fall into when it comes to removing limiting beliefs about money.

Number 1:

Having a giant daily checklist of mindset practices you feel you have to do before you’re even allowed to start your day.

What you’re doing there when you put that giant checklist between you and the abundance you want, you’re telling yourself that you have to work really hard to get what you want and that the more you do, the more you get in return.

And that’s kind of the opposite of what we’re looking to do.

Number 2:

The second way that people get in their own way is they get really addicted to mindset work.

I have a very unladylike saying around that and it basically goes “Don’t go digging in your crap just for the sake of it – you’ll just come up smelly.”

Because the more you look, the more you’ll find.

If you start consistently looking for limiting beliefs, then spend time working on clearing them, then look for more, you’re going to keep finding more and more and more. It’ll take up all your time and focus.

Worst of all, you will convince yourself that you are broken, that there is something wrong with you, and that you cannot have the abundance you want until you’ve sorted this stuff out.

So those are the first two ways most people put a block on allowing abundance to flow to them.

There is a third one I want to share with you which is actually the biggest mindset trap of all.

But first I want to know, of the couple I’ve just talked about, which resonates with you?

Please share it with me in the comments below.

Number 3:

Now… let’s talk about the number one way that people get themselves in trouble and keep themselves stuck with their actual mindset practices.

It’s simply that they do not allow themselves to graduate energetically to the next level.

Here’s how it shows up:

When you first start on this journey, you know, you start to look for the evidence of abundance that’s all around you and you celebrate all of it. And that’s great.

But eventually you need to graduate from going, “Oh my God, that’s so amazing! Somebody just paid me for my work“, to feeling quite comfortable and normal about it.

That’s when you graduate and start look toward the next level of abundance.

Think about it…. Millionaire You (as I like to call it), that next more abundant version of you, would THEY run around the house yelling, screaming, and high-fiving everyone for a $100 sale?

They probably wouldn’t.

They would acknowledge it. They would feel grateful, absolutely, because one of the keys to letting the money flow is to appreciate and acknowledge every cent.

But it’s the WAY you do it.

If you treat it like it’s some big unexpected windfall, then that’s energetically what you’re putting out there. But the abundant, ‘Millionaire You’ would go “I so appreciate every single cent. It all feels totally natural and normal, and I look forward to more”.

Manifesting Quick-Fix

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Simple Money Mindset Hacks To Get Your Income Flowing.

Simple Money Mindset Hacks To Get Your Income Flowing.

​Has improving your money mindset been on your mind? (No pun intended.)

There’s a LOT of information out there on how to clear your money blocks and get more income flowing.
Some is really good, some is just awful & most of it is utterly confusing and way too complicated.

So today we’re going to focus on simple money mindset hacks to get your income flowing.

We’ll cover some easy strategies you can use any time, anywhere to improve your money mindset and get more money flowing.

And along the way I’m going to share with you 3 easy ways to clear your money blocks that are so simple, a ten-year-old can do them.

Are you ready? Let’s go!






I specialise in helping women entrepreneurs clear their money blocks and improve their money mindset so they can take confident control of their money and attract plenty more.

When we first start working together, most people are surprised by how simple some of the things are will really improve your money mindset.

That’s because we’re working with the unconscious mind.

And when you understand how it works, you can tap into that and make life easy for yourself because the unconscious is that part of you that does make life easy.

Its job is to take things off your plate and get them done without you needing to think about it. 

Basically it puts things on autopilot so you don’t have to think about them.

It makes sure that you keep breathing, and your heart keeps pumping. 

It also helps you make tying your shoelaces/driving a car/riding a pushbike so easy that you don’t have to think about that stuff anymore – once it’s been passed to your unconscious mind.

So simple mindset money hacks are also actually the ones that tend to be most effective… because they work WITH your unconscious rather than against it.

Today I’ve handpicked 3 really easy ways for you to clear your money blocks – that give you the biggest bang for your buck.

Because simple things are EASY TO REMEMBER, EASY TO PRACTICE and give you THE MOST PROGRESS – FAST!

Two things to understand before we go there:

NUMBER ONE: Have you heard the saying “cells that fire together wire together” or “cells out of sync fail to link”?

When you understand what those sayings really mean you can use them to your advantage, to really clear your money blocks, because those blocks are just recurring patterns of thought.

They’re beliefs that have become wired deeply into your unconscious; neural pathways firing automatically over and over and over again.

As you become aware of that, you can start to break those old patterns. And it’s simple to do.

Neural pathways strengthen if you keep using them. And when you stop using them, they weaken.

Here’s an analogy I like to use: Imagine there’s a path through the forest that connects two villages, and you’ve discovered this little path. It’s a handy shortcut so you keep using it. After a while some of your friends join you and the word gets out and more and more people use this shortcut. Eventually the Council gets wind of it and says, “Okay, we’re going to turn this into a proper foot path” and lays asphalt down. And eventually it actually becomes a road, perhaps even a four lane highway, because it keeps getting used.

Now imagine that something happens – for some reason that highway stops being used. The asphalt starts cracking. Plants and flowers start sprouting through, and over time everything breaks down and atrophies and reverts back to that beautiful forest it once was.

The same thing happens in your brain.

If you keep firing the same pathways they strengthen, they become the dominant thing that automatically fires without you thinking about it. And if you stop using those pathways, they start to atrophy – because the mind, the brain, the entire body is a really effective organism and it’s not going to keep nourishing and feeding and fueling and keeping something going that isn’t of any use to you.

So remembering that is really important in helping you understand why these three tips are so powerful.

The NUMBER TWO thing to understand is that you only have so much mental bandwidth on any given day.

There’s only so much your brain can focus on. You know this, because you get overwhelmed.

(This is why it’s important to turn off notifications on your phone and not look at it until you’ve done what you really need to do for yourself each morning).

We want to use that knowledge to create a “crowding-out effect”.

By crowding out the thing that’s NOT serving you with something that does serve you, you take advantage of the fact that there’s only so much of that resource to go around.

There’s only so much bandwidth.

And once you’ve taken it all up with something really positive and empowering there’s nothing left over for the negative unhelpful stuff.

So with these three tips, we’re going to take maximum advantage of both of these brain principles.


All you need to do is notice the evidence of abundance of all the money you do have in your life and shift your focus more and more towards that – because what you focus on expands. 

Where attention goes energy flows. Cells that fire together wire together, right?

By constantly focusing on and looking for what is working, the money that is there, the abundance that is flowing, everything that is always working out for you, there’s no space and time to focus on the other stuff.


In that moment where you’re noticing the evidence of abundance, the money’s rolled in, something wonderful happened, you want to punctuate it. Punctuate that abundance with what I call an “evidence mantra”.

Right in that moment where you’re noticing the evidence of abundance you’re going to punctuate it and amplify it by adding that evidence mantra, which can be something like “That’s right! And there’s plenty more where that came from!”

What this mantra does is it reinforces to yourself that money has arrived, that abundance is always there, that you expect more of it, and that this actually is a pattern you’re becoming aware of, a pattern that you’re starting to reinforce.

And this is how you hypnotize yourself into abundance rather than hypnotizing yourself into poverty.

Once you’ve put that evidence mantra out there, you might find that you want to keep going – and you totally can. You can say “…and this is only the beginning! This is just the tip of the iceberg. Money’s constantly flowing to me. I know that I always have money flowing to me. And yes, there are times when I worry about it, but then money just comes. Money is always continuing to flow to me.”

 And as you do that, you’re really getting into a kind of hypnotic rant where you’re reinforcing to yourself that abundance is a pattern that is actually dominant in your life.

These kinds of practices really help you move from a scarcity mindset to an abundance mindset.

So what will your evidence mantra be?

It can be anything from “That’s right, money’s always flowing to me,” or “Plenty more where that came from,” or “Money always magically shows up”. My students have many evidence mantras – and they all work, because they’re reinforcing what’s right in front of them, irrefutable proof, and it’s part of a pattern. 

TIP NUMBER THREE: Delay And Distract.

Clearing your money blocks is a process – and when you delay and distract it causes a pattern interrupt. 

It’s a way of starting to break down that old neural pathway by not going there just yet, and putting a little bit of a chink in that record.

So instead of directly going into an old pattern of thought, of action or activity, you catch yourself and notice that you’re about to do it. You just say “in a minute”. You basically delay, you say “not yet – in a minute”. And then you distract yourself for two minutes or more by doing something totally different. And this taps into the way your mind naturally works. It starts to break down those old neural pathways and really weaken that old pattern.

Have you noticed that none of these tips are about working directly on your money blocks?

That’s because if you go there, your tendency will be to reinforce them. And next thing, you will have inadvertently hypnotized yourself into believing that you have a really big problem that’s hard to overcome.

So going there and dealing with the money blocks themselves – you’re better off doing with the guidance of a professional.

But, in the meantime, a simple, easy and powerful way to really start making some progress and break down old patterns is to use those principles of crowding them out, of starting to atrophy the old pathways by using delay and distract, and reinforcing new patterns by giving them your focus, your energy, and amplifying them.

The reason your money mindset is such a big deal is ultimately it creates all these unconscious habits – it determines what you actually do with your money, what your money habits are.

Are you somebody who’s in the habit of always managing to save a little bit?

Or are you somebody who’s in the habit of always spending all their money, no matter how much comes in?

Or maybe you’re somebody who’s in the habit of always overextending themselves just a little bit (or a lot).

This is your Money Habit Archetype. It is your predominant habit pattern around money and it’s driven by an unconscious program.

So to help you discover what your money habit archetype is, and then to dive deeper and discover what’s driving your relationship with money and what that unconscious program actually is, I’ve created this really simple, handy quiz.

Find out what your money habit archetype is, then make sure you provide me with your email address because I will send you some really powerful questions specific to your money habit archetype that help you dive deeper and find out what those limiting beliefs are and the patterns that are driving it at the unconscious level.

The link is in today’s freebie section below, so go take that next & discover your Money Habit Archetype.

It’s time to embrace your unlimited potential, and it starts by taking the next step – discovering what those unconscious patterns are that are driving you.

And now you know exactly how to do that. 

See you next time, gorgeous!


Discover your Money Habit Archetype and use it to clear your biggest money block.