Become more magnetic to money with this practical tip

Become more magnetic to money with this practical tip

Today I want to share a really simple trick that will help you become more magnetic to money and put you in the driver’s seat when it comes to money. 

This will also help you feel more empowered around your money.

A lot of people track their income, and you might be one. 

But do you track your expenses?

And yes, I know that at the end of the financial year, you can look back at your expenses, or you can refer to your bank account, but do you actually track your spending as you go? 

 

What’s more, I would challenge you to not just do that, but to do it on PAPER, because THAT is what makes you more magnetic to money.

 

WATCH THE VIDEO :

OR LISTEN TO THE AUDIO:

 

OR READ THE TRANSCRIPT:

When you track your spending on paper, you’re basically spending on paper, and it’s a really powerful thing. There is so much that comes out of it.

Here are a few reasons why this is totally worth your while doing:

The first reason for this is that when you actually have to write down every single thing you spend – and I’m not just talking business expenses, I’m talking personal expenses, coffees, lunches, magazines, that extra pair of earrings, that pair of shoes that you snuck past your husband and got rid of the box before he got home. I’m talking about all of that, right? 

When you have to write it down in your little pocket notebook, then you think twice about it. 

It makes you automatically self-correct in the actual act of spending – you make more deliberate choices in the day to day moments. 

So particularly if you’re somebody who’s a little bit impulsive or just whips out the card and uses the payWave function everywhere you go, then this is going to really make a difference. 

Because you know what? Even if you’re just lazy enough to get out the pocketbook afterwards – and that makes you spend a little bit less money – that’s a really good thing. 

The second reason why this is really powerful, is that you can then actually add that all up, project it for your annual expense on each individual item, and you can see, ‘How much do I spend each year on just the odd cup of coffee? How much do I spend each year on clothes? How much do I spend each year on entertainment? How much do I spend each year even on groceries?’ 

And then you can make some really empowering decisions and choices. 

Because I promise you that when you look at that and you look and see that you are spending the equivalent of $7,000 per year on just coffees and having your favourite Italian sweet – which some of us love – and it adds up to thousands a year, that’s going to make you sit back and think.

And then you can make some really empowering choices. You can actually say, ‘Okay, I still want to have that thing. I still want to enjoy that thing. But I’m not willing to pay that price for that pleasure and that joy. So here’s the price I am willing to pay for that pleasure and joy.’

And then you break it down, and you work out what your weekly budget is for all those extra beautiful little luxury things. 

When you do it like that, you’re coming from a place of power, not a place of lack. 

You’re taking control of your money. And you know what? Your money loves it when you take control of it. So when you take control of your money, it just feels good – you’re in control, you’re in charge, and when you run out of that little bit of extra pocket money for those special luxury items, you can actually sit back and go, ‘Cool. I know that I’ve hit my limit, I know that when I stop now, it actually gives me all this extra free available disposable income that I can use to pay off credit cards, to save for a holiday’ – to do anything you choose. 

By planning, you actually get to be excited. You get to be excited about what it is you’re doing with your money. And there’s a lot of power in that, not just from a practical level, but also from that magical vibrational level, because I’m all about blending and marrying the practical with the magical. 

This practical stuff is what makes you more magnetic to money.

And that’s when you can step into your power and you can straddle the best of both worlds. And it’s incredible, baby. 

So if you’d like a very helpful tool to help you with that, you’ll find it in the description below.

Until next time, stay happy!

The tracker is getting a facelift right now, so for the time being, I recommend you get stuck into my juicy Abundance Manifesting training:

READY TO GO DEEPER?

Grab the free Manifesting Money Training here:

This excuse is stopping you from manifesting money

This excuse is stopping you from manifesting money

Are you ready for more money?

I know… it sounds like a trick question. Or maybe a dumb question.

But it’s not.

So I’m wondering…

if you have a whole lot more money come to you right now, would you know how to actually manage it?

  • Would you know how to take care of it?
  • Would you know what to do with it?
  • How high are your confidence levels of actually managing a regular, consistent, much higher level of income?
  • How do you feel about that?

I’ve got to say, a lot of people will say, “Oh yes, I know exactly what I’ll do with it…

The reason I haven’t got my money sorted out yet…
The reason I don’t have a money plan or a system is because…
Well, I’m struggling a little bit…

Everything that comes in has to go out straight away so there’s no point…
There’s nothing left over for me to sort of take care of anyway…
It’s just, ‘Oh good- here’s some money. Let’s pay that bill or whatever it is.'”

And that is exactly the problem.

 

WATCH THE VIDEO :

OR LISTEN TO THE AUDIO:

OR READ THE TRANSCRIPT:

Because when you don’t have a system and you don’t have a plan in place, you’re actually blocking the flow of more money.

Also what’s happening is that the money that you do have… you’re not necessarily using it in the smartest possible way to get you out of the situation you’re currently in and into a better situation.

So starting to take care of your money – putting a system and a plan in place – it’s actually the number one starting point outside of raising your vibration and getting on the abundance vibe which are really important.

And at the same time, you need to have the back-end ready to manage it.

It’s like opening a restaurant and getting beautiful frontage and great settings and decor… you might have some waiting staff but you’ve got no one in the kitchen…. because you figured, “Well, I haven’t got any customers yet.”

So when a customer does come in, you’ve got to run back there and quickly whip something up. (I’m not assuming that your cooking skills are not up to scratch but a professional chef might do better, right?)

The point is: You’ve got to have the back-end system setup so that the flow can happen…  so that the system can kick in and that baby can really start to hum.

So, start somewhere.

Start by making a plan for how much money you’ve got coming in, how much is coming out, and what’s the smartest way to manage all of that.

Before you can put a plan together though, you need to know where things are at right now. You need to kind of take a snapshot of where you’re at. Because if you want to get to Los Angeles, you need to know whether you’re coming from home or Sydney. It’s going to make a difference in terms of which way do you direct that plan.

So start by knowing your starting point.

What’s coming in?
What’s going out?
And how am I feeling about it all?

READY TO GO DEEPER?

Grab the free Manifesting Money Training here:

3 tips to help you build a savings buffer when you’re a Spender

3 tips to help you build a savings buffer when you’re a Spender

If you’re a Spender Money Habit Archetype, what that means is that all the money that tends to come into your life, quickly flows out again. 

You always end up back at square one. 

It’s always the feeling of living hand-to-mouth and it really has very little to do with the level of income that you have – it’s more to do with the PATTERN being that the money that comes in, all disappears again – it gets swallowed up by bills, unexpected expenses, all sorts of things.

Sometimes you’re not even quite sure exactly where it went except it seems to be gone!

So, when that’s happening it can be really hard for you to build up a savings buffer. That’s frustrating, and sometimes, scary.

The reason that it’s not happening, is because you building up and accumulating savings is not a match to the Spender Money Habit Archetype, and that pattern is being informed, fueled, and created by an underlying STORY, an underlying belief system that says, “Money can’t stick around here, it’s all got to go!” 

So what can you do about it so that you CAN start building up a savings buffer?

I’m going to give you three tips:

 

WATCH THE VIDEO :

OR LISTEN TO THE AUDIO:

OR READ THE TRANSCRIPT:

Number one: First point of call is to figure out what that underlying story is and start to shift it.

I want you to think about this Money Habit Archetype pattern that’s showing up in your physical 3D reality as a clue, as the tip of an iceberg. 

It helps you figure out where this iceberg is, and once you’ve located it, you can work your way down into the deeper levels of your mind and into your unconscious and figure out what that story is underneath that’s creating this effect at the reality, 3D, visible, tangible level. 

What do you hold to be true at the unconscious level.. whether it’s good or true or not.. what is your unconscious story that you’ve taken on that is playing out in this way?

One of the quickest and easiest ways to do that, like I said, is by uncovering the Money Habit Archetype, putting your finger on it, and then working your way down. 

I have a quiz to help you do exactly that, the link to that is in the description. 

So, jump on that, do the quiz, confirm you are a Spender Money Habit Archetype and then I will send you a sequence of emails to help you uncover that story at the unconscious level so that you can untangle, disconnect it, and transform it to a much more helpful and empowering story. That is step number one.

Now, the second step you want to do is, you’ve got this ingrained long-standing habit, and what you want to do is you want to outsource as much of that as possible to a SYSTEM that will take it away from the spender in you and do the right thing with your money.

So something as simple as setting up an automated transfer of savings every single week – the more frequently the better – even if you do a dollar a day to begin with that’s fine, you won’t miss it. 

It just becomes this thing that fades into the background, but the trick is, send it to another bank where you can’t see the money, where you kind of forget all about it. Then, you only look at it every 6 months, or maybe you set a calendar reminder that you can check up on it quarterly.

Outsourcing the habit of accumulating savings to a system, means that it’s not up to you to constantly look at all this money, juggle what’s in your hands, and then have to put some aside. 

That is not in your nature, and that is not what you’ve been conditioned to do. 

So OUTSOURCE that and make it as remote and removed from you as possible. Give the money to your mum if you must, whatever it takes!

The third tip that I want to give you, is you need to set up some rules and make it really hard for you to get at that money.

Rules like: there is no ATM card for that account and there is no easy internet access to access that account.

You want to take away the temptation of dipping into that money. 

You can do things like put a second signatory on the account, so someone else needs to sign for you to even get to that money, or even put it in someone else’s name… but if it’s going to be a significant amount of savings then be careful because if you want to then maybe use that as a deposit to buy a home, you could have trouble proving that’s your own savings, so just keep that in mind. 

Or make it even easier, just give someone else the password!

Get somebody else to have your internet password and change it – somebody you trust obviously – and then that means that if you need to look at that money or want to access that money, you’re going to need to give them a really good reason which you will set out for them beforehand.

For example, “If I come to you and this and this and this is what’s happening, then you give me the password so I can access the money. If I don’t give you a good enough reason, or you don’t quite believe my reason, then you don’t give me the password.” 

So you have to have a really good relationship with this person, but I know you have someone like this in your life. What you can do is ask them to just kind of check in with you, and give you those status updates and say, “Yep, it’s up to this amount,” so you don’t even have to go check how much money is in there.

So set up the rules and make it hard for you to get to it. 

As much out of sight out of mind as possible. Outsource the actual habit to the system and then remove yourself as much as possible so you can’t give in to temptation.

Before you know it, that will become a new habit and it’s just what’s going on. You won’t even think about it anymore.

So, shifting the habit pattern, this practical stuff I’m talking about, what it’s going to do for you is that, to your mind, to your unconscious mind, that’s actually a change to the old story. 

It’s actually proof that the old story may not be true, which helps you shift it. 

If at the same time you’re doing what I suggested, do the quiz and follow the guidelines I give you from there on to start to untangle and change that old story, then you’re coming at it from both angles.

Between the two, that is how you fast-track and how you start to really shift that pattern so that you can start building up that savings buffer even though your Money Habit Archetype is that of a Spender.

It does not need to mean you can’t do that for yourself.

So, make sure you start with the quiz & have an amazingly, wonderfully, transformative time with this. 

I’d love to hear your stories and how you’re going! Maybe bookmark this post and put it in your calendar for 12 months time and then come back and tell me how much money you’ve accumulated and let’s celebrate!

Until then, make sure you keep on embracing your beautiful and unlimited potential.

READY TO GO DEEPER?

Take the Money Habit Archetype Quiz so you can clear your biggest money block.

3 reasons Spenders do well in business.

3 reasons Spenders do well in business.

Let’s talk about the three reasons that SPENDERS do well in business!

If you’re a Spender Money Habit Archetype, then you’re probably aware that your pattern is that all the money that comes in disappears again – it all goes out. 

This can lead to a feeling of living hand-to-mouth and never really getting ahead… however, there are some things about being a Spender that are a real asset to you in your business, and I want to talk about those.

First of all, being a Spender means you’re comfortable with the ebb and flow of business.

That means that your vibe will stay high more consistently. You’ll stay more aligned to that high vibrational frequency – the vibration of abundance, and that helps you continue to attract money.

Now the pattern is that the money that comes in tends to all go out again – and we’ll talk about what to do about that in a minute – but the thing is that as a Spender you‘ve grown accustomed to the ebb and flow of business which is a natural phenomenon that will happen to some extent in your business – and you’re okay with it.

 

WATCH THE VIDEO :

OR LISTEN TO THE AUDIO:

OR READ THE TRANSCRIPT:

You’re not so easily fazed by it, and that means you can stay in alignment much more easily. And that is a HUGE asset for you.

The second reason why Spenders do well in business, is that you’re happy to invest in growth. 

You’re comfortable with spending money… with spending all the money that’s available, right? That’s your habit pattern. What that means is your business can grow faster and you get to enjoy time out a lot sooner, because you’re happy to invest in your business and help it grow when it most needs that investment.

The next thing is that because you’re naturally in flow with money, you’re naturally used to that continual flow of money flowing in and money flowing out.

You’re not stifling that flow – in fact you’re a completely open channel to that flow! What that actually does is it does keep it coming. 

Because you know that more money will come, that’s why you’re comfortable spending it, and that is a huge asset. 

It allows the money to keep coming at whatever level you’ve committed to investing into your business. So for you it’s: You invest in your business and you might take that up a notch – but you also know that the money will flow in… you know that you’ll spend most of it… but you know that it will come back to you and your business will thrive as a result.

So, these natural tendencies can be a really big asset and they’ve taught you many valuable things that will serve you really well going forward. 

In fact, they’ve trained you to live in that natural ebb and flow, to be comfortable with being a conduit for money flowing in and out, and to stay vibrationally stable amongst all of it. 

You’ve been really well trained for all of those things by being a Spender money habit archetype.

You just need to shift the underlying story so that some of that money can actually stay around to grow and multiply for you!

For that, you want to get some really practical things in place and I do have another blog you can search on here for it. It’s on how Spender’s can actually create a buffer and a savings account. 

That’s the practical tips, but the most important thing you need to do is shift that unconscious story that says, “All the money that comes in, has to disappear.” You want to change the story that’s keeping that pattern alive, and retain all the beautiful things that it’s taught you so far.

To change that underlying story, just jump on my quiz. I’ve linked it in the description.

Confirm you’re a Spender Money Habit Archetype, and then work your way through the sequence of emails I’m going to send you that will help you dive down deeper and uncover the story that has been fueling and driving and forming that pattern to occur.

Then you can shift, change and transform it into a much more empowering and helpful story so that your money can stick around, have lots of fun with you, and start to grow and multiply.

So I’d love to hear from you, and hear how that goes. Feel welcome to leave me some comments. Bookmark this page and put it in your calendar, and in a few months time come back and report back, I’d love to hear from you.

Until then, keep on embracing your unlimited potential.

READY TO GO DEEPER?

Take the Money Habit Archetype Quiz so you can clear your biggest money block.

Are you a Spender Money Habit Archetype? Here’s the good & the bad

Are you a Spender Money Habit Archetype? Here’s the good & the bad

Hey beautiful!

Okay, so you’re a SPENDER when it comes to Money Habit Archetypes, which means the money that flows in…  all manages to flow out again! I know at the face of it, a lot of people think, “Well, that’s not really ideal,” but there are some positives to that. There are also some negatives. So we’re going to talk about all of that.

Now, if you’re not 100% sure that you are a Spender money habit archetype, then do my money habit archetype quiz (the link is in the description), but just stick around first because I’m going to talk about how to get a lot more out of that quiz than just confirming that that is your archetype. I’ll tell you how to actually use the information you get from it to help you create a really beautiful empowering pattern that helps you make the money grow and multiply and become magnetic to a whole lot more.

So let’s talk about this pattern. This pattern of “The money comes, the money goes”. It’s kind of a hand-to-mouth deal where you’re always back at square one – and even though maybe you’re making a lot more money and bringing a lot more in than you used to – there’s still really nothing left to show for it (other than maybe some more expensive shoes and some more expensive meals and so on). 

But you don’t feel any richer for it and there certainly isn’t spare money lying around to show how far you’ve grown.

What’s actually informing that pattern is an underlying story. A story at the unconscious level that says in effect that, “Whatever comes in, has to go out.” That is basically the conclusion of the story that is running in the basement of your unconscious mind.

We’re programmed with these stories as young children and sometimes they’re ancestral, and they are what drive your unconscious patterns of behaviour – the way you think, speak, act, and even feel about money. You keep creating the same outcome over and over again, this money habit archetype, “Spender” pattern.

This spender pattern is your clue to figuring out what’s going on at the deeper level. We’ll talk about that more in a moment, but let’s talk about what are the positive and negatives that come from this “spender” money habit archetype pattern.

Let’s talk about the positives first…

 

WATCH THE VIDEO :

OR LISTEN TO THE AUDIO:

OR READ THE TRANSCRIPT:

Particularly when it comes to business, you’re used to a fluctuation of money, coming and going, coming and going. This means that you don’t freak out as easily when there is a fluctuation in your income, or how much money is lying around – you’re kind of used to it and so your vibration, the way you FEEL about money and the way you feel about the money in your life, doesn’t tend to be so susceptible to these fluctuations. You’re a bit more stable in your vibration than other people who don’t live like this all the time. You’re used to it and so you don’t freak out. That’s actually a positive because it means you get to retain your abundance vibration and remain more stable.

The next thing that’s good about it is that you’re okay with spending money to make money. You’re okay with money flowing out, so that more money can flow in. You’re kind of used to living in this flow of money comes & money goes, money comes & money goes. This means you’re not averse to spending money to make money, because sometimes you have to, particularly in business you have to invest in it to grow and put systems in place and all the rest of it. So you’re okay with that, which is a really big help.

The last positive that I want to mention that really is a big deal: 

You know how to have FUN with your money. 

You actually know how to use your money and really appreciate what it is you can do with it – to do cool stuff with it, to go on great trips, to enjoy yourself, to have nice things that make you feel good. You’re actually quite good at that, much more so than any other archetype.

So now let’s talk about the negatives, some of the weaknesses that the spender money habit archetype has.

This pattern of money coming and money going, it’s a pattern that continues even when there should be plenty of surplus. This means that even though your income grows, you still can’t seem to get ahead! You feel like you’re just stuck. You’re stuck in the same old place. The numbers are bigger, but you haven’t really moved, and that’s really frustrating.

The other thing is that you tend to overspend much more than you need to on your business (and other things), because Parkinson’s Law kicks in. 

Parkinson’s Law says that the amount of a resource required to complete a given task is the amount of resource available. 

This means that when you’ve got a big amount of money available to do something, you’ll use all of it, especially when you’re a “spender,” because the pattern is, all the money that’s available HAS got to go!

You are the personification of Parkinson’s Law.

That means that even when you can get the job done with a lot less spending, you’ll definitely find a way to spend a lot more than you need to, so that you can be back at that “spender” break-even point that you’re used to living at. That’s something to really watch out for.

Another one is that because you’re so in the habit of spending money continually as it comes in and getting back to zero again, it means that you’re really good at spending money on lots of little things, which makes it very hard to achieve the bigger, longer term goals. 

The money is going to all these little things along the way, and so it’s not going towards the bigger things. Even though the bigger thing might be something like a holiday or something really luxurious and indulgent that you want, often you can’t even get to those things because money’s just disappearing along the way. It’s like there’s a hole in your bucket and by the time you get to the kitchen there’s no water left in it, and you’ve got to go back to the well and start all over again.

These are the weaknesses and minuses that come with spender money habit archetype.

So we want to balance all of that. 

We want to use what’s positive and helpful about this spender pattern: the stability of your vibration, being okay with money flowing out, not freaking out straight away, knowing how to have fun with your money and enjoying it. We want to retain those things but we want to balance them up and shift the whole thing to a more healthy “accumulator” type pattern where money’s actually sticking around so it can grow and multiply… so you can achieve your long term goals and so you can start to feel relaxed about money and know that money is now taking care of you.

In order to do that, you need to shift that underlying money story. 

The one that says, “All the money that comes in, has got to go.” To change that story, we use the money habit archetype, and that’s kind of like your little tip of the iceberg poking out at the conscious level – the habit pattern that you can see. We identify that, and then we use that to work our way down, find the story that’s driving it, the story that’s pushing that iceberg up to appear in your world, and THEN you get to work unraveling that old story, weakening it, changing it, and transforming it into a much more empowering, much more helpful, positive money story.

To do that, I recommend you jump on my quiz, confirm that you are a “spender” money habit archetype, and then I’ll send you a series of emails that will help you dive down into the story that is driving this habit archetype so that you can start to shift and transform it.

You want to have your money, have a great time with it, and have plenty left over to help you for all the future goals you’ve got in place, and help you get to that place where you feel financially comfortable and safe.

So, off you go! 

The link is in the description, and until I see you next, make sure you keep on embracing your beautiful and unlimited potential.

READY TO GO DEEPER?

Take the Money Habit Archetype Quiz so you can clear your biggest money block.

The easiest way to save money – even when you have barely any!

The easiest way to save money – even when you have barely any!

The easiest way to save money – even when you have barely any!

(scroll down to watch the video or access the audio)
One of the fastest way to start shifting your relationship with money is to start saving some. It just makes you feel ABUNDANT – and rich!

The awesome thing is, that even a small amount of savings can start to shift your attitude towards your money situation. And as your attitude improves, so do your expectations and therefore your unconscious behavior and of course, your vibration – or simply stated ‘the way you FEEL about money’.

Starting a savings pattern can seem really daunting. When I was first introduced to the importance of savings, I was instantly determined to start doing it.

However, I was also told I should aim to save ten percent of my income. Game Over!!

There was NO WAY I could save 10% of my income, still feed myself and my kidchilden and keep a roof over our heads. The whole thing made me feel even worse about my money situation. Now I felt totally stuck and that there was no way out.

Luckily I discovered a much easier way to start saving some money – even at a time when my income was less than my weekly rent. What I love about this powerful little savings tip is that you don’t miss the money you’re putting aside, but it still gives you ALL the benefits.

It SHIFTS your relationship with money, it empowers you. It gets the ball rolling.

Once that ball gets rolling and has gathered some momentum, then you can start to look at other savings techniques. This little tip will help you get to the point where you can start saving 2 or 3% of your income and then gradually work up to 10%.

…but it all starts here.

In this Effectology Tip:

  • the simplest way to start a savings pattern
  • why your small change will set you free
  • the trick to saving money without feeling like you’re missing out on anything

 

WATCH THE VIDEO:

READY TO GO DEEPER?

Grab yourself a copy of my FREE Money Tracker and start to get excited about money again!

Listen To The Audio Here:

The easiest way to save money - even when you have barely any!

by Miriam Castilla