How to build a 7 figure online business you’ll love

How to build a 7 figure online business you’ll love

by | Mar 9, 2023 | 6 Figure Business

Imagine building a million dollar business – then deciding you need to walk away from it!

That’s what happened to Vanessa Lau. And if it can happen to her, it can happen to anyone!

Because knowing how to build a 7 figure online business is just ONE part of the equation.

But ensuring this business nourishes & sustains you, not just financially, but emotionally, physically, mentally & spiritually – is another thing altogether.

 

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If you don’t know who Vanessa Lau is, she’s a coach whose online business exploded to multiple 7 figures over the course of a few short years.

She seemingly had it all, even being featured in Forbes magazine and speaking at all the big events.

But just a few weeks ago, she announced her indefinite sabbatical! She closed her programs, cancelled all speaking engagements and scaled her team of 9 down to 1.

WHY?

She felt like she was running on an unsustainable hamster wheel. And the joy she once felt about her business was no longer there. 

This story speaks directly to the ‘Fear of Success’ so many entrepreneurs hold. The fear of what happens if your business succeeds. What if it does so well you can no longer keep up?

For women, especially mothers or anyone who’s ever suffered corporate burnout, this is an especially frightening scenario.

Burnout is why I jumped off the fast track of my Engineering & Corporate Development career.

How about you? Do you fear burnout? Have you experienced it before? Let me know in the comments!

The great news is there are strategies you can implement to avoid business burnout.

Because you want a business that is financially successful, but also feels aligned AND sustainable – WITHOUT getting trapped on a hamster wheel.

One that nourishes you instead of depleting you.

So today, we’ll cover 5 principles that will help you create a sustainable & aligned business – and ensure you enjoy the journey along the way!

I’ll also share a hot tip to get you there faster along with the 2 questions that help you do so.


Let’s get into it!

 

 

Principle #1: Core Values



Your core values are what light you up most in life. They’re the reason certain things feel so great to you.

They connect you to your inner joy & sense of fulfilment – they’re what life is ultimately all about for you.

This is why core values are the very first thing I cover with my VIPs and my Aligned Business Mastermind.

Core values become your North Star, the guiding light that ensures your business lights you up, each & every day.

They should permeate every part of your business as well as HOW you do things, WHEN you do them, how OFTEN you do them, WHO WITH and WHO FOR. 

Designing your business AROUND your core values is essential to building a business that truly aligns with your soul so you can feel deeply fulfilled every step of the way.

If you’d like some help uncovering your core values and creating more life balance, then grab my book Today’s Woman – Life Balance Secrets. Just click here to have it posted to you.


A lack of alignment with my core values is what caused me to leave my Engineering career.

I felt like I was just going through the motions, showing up to collect a paycheck. It all felt very disconnected & meaningless with no sense of purpose.

When I quit, I had no idea what to do next – but I knew I had to get out.

I became desperately unhappy and felt like my soul was slowly being sucked out of my body.

It left such an imprint on my body, that for years later, I still felt anxiety whenever I drove past that office building.

 

Principle #2: INTEGRATE BUSINESS & ALIGNMENT STRATEGIES

 

Most people create their business strategy, then try to shove alignment into the gaps.

But that’s a recipe for disaster!

Instead, you want to design your business strategy AROUND your alignment strategy.

 

You need the way you operate your business to support the ways in which you nourish your soul.

It’s critical to take care of yourself as you take care of your business – and doing it BY DESIGN is the key to maintaining a sense of balance in life.



Principle #3: ALIGNED EFFECTIVENESS

There’s a big difference between being effective, being productive and being efficient. 

Being productive is about getting lots done.
Being efficient is about getting it done fast.
But being EFFECTIVE is about doing what truly matters.

When you take it a step further and practise ALIGNED EFFECTIVENESS, you’re getting into alignment BEFORE you get to work on the most important things that move the needle in your business!

This allows you to tap into an unlimited supply of energy & enthusiasm that fuels you from within.

It means you’re being pulled along by inspiration, rather than needing to be pushed by motivation.

 

In my finance business which I started after my divorce, I still didn’t get this right.

I started that business from a place of desperately wanting to create financial stability for myself and my children. I wanted to be my own boss and have a financially successful business.

And I did it – but something was missing.

The business was running me instead of me running the business.

 

And before you know it, again felt like I was going through the motions. I had to force myself to go to work & everything felt heavy.

It started to feel just like my corporate job.


Yes, I loved the money and I loved helping my clients achieve their dreams.

But I didn’t enjoy the pressure & deadliness, the mindless nitpicking over details and being at the mercy of banks and credit managers on power trips.

I had used my business as a means to an end, rather than creating it to fulfil my needs along the way.

 

I was very blessed because I could hand it all over to my husband while I built a new business that truly lit me up, armed with everything I’d learnt along the way.

I not only got to do the work I wanted to do in the way I wanted to do it – I also got to FEEL the way I wanted to feel while I was doing it!

Leaving the finance business I’d worked so hard to create as a broke single mum was a scary thing to do. But I knew it was necessary if I wanted to avoid burning out again and ever feel truly fulfilled by my work. 

 

Principle #4: GOLDEN RULES


Enforcing your golden rules is essential to retaining a sense of balance and maintaining your energetic alignment.

The trick is to be clear on what they are and to make them non-negotiable.

This will ensure you’re building a business that suits YOU, not others.

So what are golden rules?

Golden rules are guidelines you set for yourself that will ensure your business remains in alignment with your values and your soul’s needs.

GOLDEN RULES KEEP YOU SANE

 

Here’s some examples:

  • no more than 2 client facing hours per day 
  • no more than 2 out of office meetings per week. 
  • NEVER work Fridays 
  • Meditate BEFORE checking messages in the morning


Your golden rules will be your own, but whatever they are, they should honour your core values and support your alignment strategy.

 


Principle #4: GOLDEN GOOSE (LIBERATED)

 

What’s a Golden Goose?

YOU are the Golden Goose, baby!

 

Your time and energy are precious & irreplaceable resources.

Which means that every player and process in your business should be supporting and protecting you so you can play your role.

 

Here are 2 principles that will help:
1. Know what’s urgent vs what’s IMPORTANT

  1. Less is more! 

 

You need to be willing to delete or delegate tasks and projects.

 

To help you decide what to delete or delegate, just ask these 2 questions:
1. Does this task need to be done at all?

  1. If so – can it be done by someone else?

 

This will go a long way towards simplifying your business so you can focus on the things that are truly important and actually move the needle.

It will help avoid you spinning your wheels & burning out on low level tasks that don’t need to be done at all – or make very little difference.

And if you’re reading this, thinking, “I really need help but feel like I can’t afford it!”, then be sure to catch the next episode! Because that is exactly what we’re going to cover for you.

In the meantime, remember you can grab my Life Balance Secrets book at the link below if you need help with that.

xx Miriam
​

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You can manifest anything you want – if you DO THIS!

You can manifest anything you want – if you DO THIS!

by | Feb 8, 2023 | Law Of Attraction

You can manifest anything you want – provided you can create momentum & reach critical mass based on the consistent choices you make.

 

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Manifesting your desires and dreams into reality is not just about setting goals and visualizing them.

It involves doing the inner work necessary to reach a critical mass where that new reality becomes your normal, everyday INTERNAL STATE.

Achieving critical mass takes a consistent effort of aligning with the person you want to become and tapping into the power of momentum to help you tip over so that new reality becomes the NEW YOU.

It means constantly and consistently making choices that serve you – focusing on positive thoughts and emotions, while letting go of negative self-doubt and limiting beliefs – so that momentum can build, which helps you get to critical mass faster.

So if you’re not getting the results you want in your business or personal life, it might be because you’re waiting for permission from external sources.

And this stops you from achieving the 3 key factors to achieving any new goal:

  1. Critical mass
  2. Inner transformation
  3. Momentum

Let’s break it down:

1.Critical mass 

To become a new version of yourself who can achieve new things, you need to reach a certain level of consistent behavior and mindset.

It takes more than just writing down goals, creating a vision board and reciting a few affirmations.

You need to do the work internally and continually shift your state of being to align with that more abundant version of yourself.

This requires you to be brutally honest with yourself and make the effort to feel a little bit better – a little more abundant – a little more aligned – each & every day until this ‘new you’ becomes your natural state.

Until you BECOME her.

2. Inner work

There is a process required of shifting your state of being and aligning with the version of yourself you want to become.

This involves choosing to go to a better feeling place where you can imagine and FEEL  yourself enjoying your desired outcome.

This is a choice you need to make over and over and over again –  regardless of external circumstances. Inner work is a lifelong commitment, and as you continually do it, you will reach critical mass and start to grow & evolve, faster & faster.

3. Momentum


This is the third factor in achieving that tipping point.

Momentum comes as a result of consistently making the right choices and building positive energy.

If you make positive choices, you build positive momentum, and you reach critical mass faster.

However, if you keep making negative choices, you build negative momentum, and it becomes increasingly difficult to pull yourself out of that and make positive choices.

To reach critical mass so you can tip over & become that NEW YOU, it’s essential to make positive choices as often as possible. To feel good – and then a little better and a little better – over & over & over again so you can build positive momentum.

That’s how this process becomes easier.

But it starts with a decision & the willingness to shift your internal state – the way you FEEL – to a better, higher vibing place – again & again.

It’s about choosing to feel good – and always looking for ways to feel even better – regardless of external circumstances.

Once positive momentum builds, it will get so much easier.

And eventually that positive momentum, assisted by those continual choices to shift your vibration to a higher state, will help you achieve critical mass and reach that tipping point.

And that is when that manifestation can finally pop – seemingly out of nowhere!

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How to release attachment to manifesting your business goal

How to release attachment to manifesting your business goal

by | Feb 1, 2023 | Law Of Attraction

I chatted with EFT Practitioner Claire Kerslake about how to release attachment so you can manifest your goal business income.

We also talked about why releasing attachment can seem so hard to do on some things – but not on others.

Along the way, we also came up with a perfect description of what attachment REALLY is.

This one is best watched so click on through to YouTube and watch it now

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Beware These 5 ‘Good’ Money Habits That Will Keep You POOR!!!

Beware These 5 ‘Good’ Money Habits That Will Keep You POOR!!!

by | Jan 20, 2023 | Money Mindset

What if everything you were told to do with money – is actually wrong?

We’re told to save, budget and tighten our belts…

But today I’m going to tell you why these things may actually be keeping you poor!

 

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See, you already know what your bad money habits are – overspending, using credit, and whatever your personal vices might be.

So we’re not going to talk about that obvious stuff. We’re going to go a level deeper and talk about the attitudinal habits that make it so difficult to change those surface level ‘bad habits’

Here we go:


5 (unexpected) money habits that will keep you poor:


And the underlying factor that permeates & drives ALL of them…

If you’ve been trying to change your bad money habits, you’ve probably been doing it backwards.

Most people try to use their willpower – but that doesn’t work!

(Anyone who’s ever tried to give up smoking will tell you that)

See, with willpower, you’re trying to use your conscious mind to override an unconscious program. And since up to 98% of everything you do think, say & feel is unconscious, that’s REALLY hard work!

It means you need to stay constantly vigilant – which gets tiring. And the moment you turn your back, those old unconscious patterns kick in again and you’re back to where you started.

That’s why using willpower is a losing battle.

Unconscious patterns are great because they make our life so much easier. They allow us to do things without having to think about them too much.

But when habits that aren’t serving us become unconscious, things can get difficult.

And so we really need to go deeper and override the program that’s driving those habits.

And the beautiful thing is that as you change the program, the habits miraculously change themselves!

Because your habits need to match your underlying, unconscious program – ALWAYS.

So let’s talk about these 5 habits that are reinforcing a program that’s not serving you – and how to shift them:

NUMBER 1: SAVING

Surprised? I did say ‘unexpected’, right? 🙂

Thinking of yourself as a SAVER – rather than an INVESTOR – will keep you poor.

Saving is about being safe by squirreling your nuts away for winter.
Whole INVESTING is about achieving financial independence and growth.

When you save your money and put it in the bank, it’s actually shrinking, because standard interest rates won’t even keep up with inflation.

When you’re trying to save, coming from a mindset of ‘I have to hold onto this because I don’t want to end up poor’, it can become a self-fulfilling prophecy.

Whereas with the mindset of an INVESTOR, you’re always looking to make your money grow and multiply.

You’re sending your money off to make MONEY BABIES.

Which is how you create financial independence and freedom.


NUMBER 2: BUDGETING

Budgeting reinforces the message that ‘there’s not enough so I need to make every dollar count’.

When you’re budgeting, you’re looking to account for and stretch every dollar. It’s about ‘tighten your belt to save money’.

You’re trying to squirrel away the nuts for the winter.

But that mindset is based on lack and limitation. 

It comes from a place of restriction and constriction.

So we want to switch that up. We want to go from a mindset of budgeting to a mindset of having your money go to work for you by implementing a MONEY SYSTEM.

You want to give every dollar a job to do.

It’s the difference between safely tucking your money away in a drawer in case you need it one day, versus sending your money to work in a factory.

You want your money to be productive and make money babies – growing, multiplying and helping you reach all your financial goals. No idly sitting around doing nothing.


NUMBER 3: LACK OF FOCUS

Most people don’t have a clear financial focus.

So when a sum of money comes in – especially a large or unexpected sum – they tend to put a little bit towards savings, a little bit towards debt and maybe some towards a holiday or something like that.

It comes from the belief that there may not be more coming in consistently so you can’t afford to just focus on 1 thing.

The problem is that a little further down the track, it feels like that money never even came. The money didn’t really make an impact, because it was spread out way too thin, trying to do everything at once – but achieving pretty much nothing.

A lack of focus leaves you going nowhere fast.

Let me know in the comments if that’s ever happened to you!?



NUMBER 4: BEING STINGY WITH YOURSELF

When you don’t allow yourself enough spending money for fun stuff, it reinforces a lack mentality.

You feel like ‘there’s not enough, so I can’t afford to splurge on me.’  And in that process, you’re creating a deep sense of deprivation.

You’re reinforcing the belief that ‘there’s not enough’, and it becomes a self-fulfilling prophecy.

It causes you to resonate with an energy of lack – which will repel rather than attract money and abundance. That energy can translate into a ‘smell of desperation’ driving clients away, rather than attracting them.

By being too stingy with yourself, you’re creating a state that CONFIRMS you don’t have enough, which attracts more of ‘not enough’.

This creates situations like unexpected bills showing up and income that just doesn’t seem to want to land.

Being too stingy with yourself will also cause you to blow the budget, making you feel like you’re failing with money. And that will perpetuate the whole negative cycle even further.


NUMBER 5: INSTANT GRATIFICATION

Instant gratification usually hand in hand with using spending to mask deeper needs.

I ask Magnetic Money®️ members to check in whether a purchase is a NEED or a WANT.

Ask yourself, “Do I really need this? Or do I just want this and I’ve convinced myself that I need it?”

And if you do just want it, ask yourself, “WHY do I want it?”

Will it fulfill you, add joy to your life and help you feel consistently more abundant?

Or are you trying to mask something else?  Are you trying to mask a deeper pain – to fit in – feel loved – achieve some sort of status or acknowledgement?

What are you REALLY trying to buy?

A great indicator that a purchase was about something else entirely is when you experience buyer’s remorse.

That’s when you need to figure out what was going on at the deeper level.


THE ONE UNDERLYING FACTOR

We’ve covered 5 money habits that are keeping money at bay because they’re literally convincing you that there’s not enough, making you feel poor and creating more lack.

But there is an underlying factor that permeates all of them which needs to shift before these habits and attitudes can shift.

And this underlying factor is a very powerful limiting belief that there’s not enough money.

Wanting to save –  rather than thinking of yourself as an investor comes from a belief that ‘there’s not enough’.

“We have squirrel our nuts away for the winter”

The tendency to budget & carefully dividing up your money – rather than creating a SYSTEM that helps you grow your wealth – is based on a belief that ‘there’s not enough’.

“We have to budget and make it last”

A lack of focus comes from a belief that you cannot move forward financially by focusing on 1 thing at a time because ‘there’s not enough’. You don’t trust that more is coming, so:

“I have to make this stretch as far as possible.”

Seeking instant gratification and trying to fill deeper needs through spending comes from a belief that ‘there’s not enough’.

“I better grab it while I can!” 

Being stingy with yourself comes from a belief of ‘there’s not enough’

“It’s not okay to splurge on myself because there won’t be enough for more important things”

This underlying limiting belief acts like a systemic autopilot that reinforces these habits, keeping you poor and stuck in this mindset and belief that ‘there’s not enough’

The way to override an autopilot is to reprogram it, not fight it!

You want to be taken to a whole new destination where ‘there’s MORE than enough.’

The best way to program that new destination called ‘ABUNDANCE” is by focusing on and reinforcing the abundance that’s all around you.

You need to reprogram yourself with the belief that there’s plenty, by constantly proving it to yourself.

You don’t want to just stop being poor. You want to actually FEEL and BE rich.
You want to start developing & reinforcing habits that will make you richer.

That’s what the episode linked below is all about. So jump on that next.

And if you want the fast track to dissolving limiting beliefs, then grab the Limiting Belief Busting Toolkit HERE


xx Miriam

​

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SAVE $72k per year – 32 Things I Don’t Buy Anymore

SAVE $72k per year – 32 Things I Don’t Buy Anymore

by | Dec 22, 2022 | Money Management

​Want to save $72,000 A YEAR – and get healthier, happier & WEALTHIER in the process?

Here is a list of 32 things I don’t buy anymore that most people think are necessary.

But I never miss any of them – and they basically add up to an entire salary!

 

It’s the things I don’t buy anymore that have allowed us to create financial stability & independence – giving us freedom of choice and even improving our health & wellbeing.

 

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Note these are OUR figures based on what we used to spend – or would spend – versus what we ACTUALLY spend. And these are also our choices based on our values & lifestyle preferences.

Your choices & savings will differ, but I know that within this list you’ll find loads of inspiration to help you make some significant savings in your life.

Because all those small daily choices really add up!


And we’ve been conditioned by society & the media into thinking that MORE stuff will help us feel richer – that we need it to make us happy.

But less is more! More freedom, more choices, less stress & responsibility.

And be sure to use your savings wisely so that money can go to work for you!
If you’re not sure how to do that, join the Magnetic Money®️ Management Bootcamp where we help you do that.

Ok, it’s a big list, so let’s get into it!

In order of money saved:

 

1. Roaming Data

Instead of paying for roaming data while traveling, get a local data only SIM card while overseas and tell family and friends you’ll stay in touch via Viber, Whatsapp or Messenger.

Annual saving: $440

 

2. Household Cleaning Products

 

We run a chemical free home which is not only better for our health and the environment, but also saves us loads of money!

 

Annual saving: $480

 

3. High Heels

They look pretty, so for years I was still buying them, even though I rarely wore them. So I stopped.

 

Annual saving: $600

 

4. Perfume & Cologne

We used to be fairly heavy users, but once I realised how toxic they actually are, we traded our designer smells for simple deodorant & essential oils.

Annual saving: $940

 

5. Private Hospital Cover

In Australia, we are blessed with a fabulous public hospital system (to which my ample tax bill contributes each year).

And since even with private cover, there is usually still a significant gap to pay, we opt to only have private extras cover (for dental, optical, chiropractic, massage etc) and invest in preventative health care instead.

Annual saving: $960 (plus the saved gap payments)

 

6. Orthotic Shoes

Yes, we’re at that stage of life where supportive shoes are important.

But attractive orthotic shoes are incredibly pricey.

So I now choose to continue to buy more affordable shoes as I always have – usually at end of season sales – and simply buy up a size to fit my orthotic inner soles.

Annual saving: $1,000

 

7. Designer Handbags

My handbags are purely utilitarian & very well used, so spending thousands (or even several hundred dollars) on a single bag is just wasteful to me.

Yes, a Chanel bag can be an investment – but not when you trash it!

 

I like to hunt for quality 2nd handbags in Thrift & Second Hand Stores or buy them on sale.

Annual saving: $1,000

 

 

8. Books

I read about 1 book per week (where are my fellow crime fiction addicts?) but I spend ZERO money on them!

Instead, I use those neighbourhood book exchange boxes and help save trees as well.

 

Annual saving: $1,000

 

 

9. Christmas presents for family & friends

We all used to all buy each other Christmas gifts – then have to try and find time to exchange them!

One year, we just stopped – and nobody has ever complained!

Annual saving: $1,000

 

 

10. Smart TVs & electronic gadgets

We only own 1 ‘dumb’ TV and use an inexpensive ChromeCast dongle with it. 

 

Annual saving: $1,000

 

 

11. Weekly Lottery Tickets

Although Martin still likes to buy these, I don’t (although if he does win, he’s still promised to share). I prefer to use the savings to invest in my business, health or well-being & invest in an equities fund to grow my wealth.

 

Annual saving: $1,000

 

 

12. Alcohol

I stopped drinking several years ago after a Shaman in Bali confirmed what I’d suspected (& ignored) for years. Alcohol did not agree with my constitution & dimmed my energy.

I recently started drinking a little again & quickly stopped again when I noticed how tired it makes me.

 

Annual saving: $1,040 


13. Brand New Cars

New cars depreciate by approx 15% the moment you drive them home. So even if you only spend $40,000 on a new car, that’s an instant loss of $6,000! Most people upgrade cars every 5 years, so:

 

Annual saving: $1,200

 

14. Streaming Services

There are so many of these, it’s hard to keep up!

Most people have several of these – but we choose to have only Netflix, which is quite

inexpensive (and we’ll still never get time to watch everything we’d like to!)

 

Annual saving: $1,260

 

15. Mobile Phone Plan

 

By switching to an alternative phone plan provider (Boost mobile rather than Telstra) we still enjoy exactly the same network coverage at a tiny fraction of the cost!

Annual saving: $1,560

 

16. New Mobile Phones

 

There’s always a lot of hype about the latest & greatest mobile phone… and they’re being released faster than the latest Hollywood gossip.

I choose to take great care of my phone & keep it for years. At the moment, I still have my Samsung Galaxy S9, which is now almost 5 years old. And it does everything I need!

And when it’s time to upgrade, I will buy a refurbished phone that comes with a 3 year warranty for a fraction of its original cost.

Annual saving: $1,780

 

17. Hair Salons

 

Leaving behind the trendy inner suburbs & city salons for a local neighbourhood one as well as choosing to go just a little less often has made a massive impact on the cost!

Annual saving: $1,792

 

18. Partner Gifts 

 

Martin & I generally do not give each other gifts for anniversaries, Valentine’s Day, Birthdays & Christmas.

We’ll usually celebrate by going out to dinner (which is part of our usual spending plan anyway) and we buy things as we need and want them, rather than buying an extra gift ‘just because’


Annual saving: $1,800

 

19. Soft Drinks & Beer

 

We do crave those thirst-quenching drinks, but I now substitute with home-made Kombucha, which costs next to nothing and is way better for our health.


Annual saving: $1,896

 

20. Magazines & Subscriptions

 

With everything being available in digital form, it was pretty easy to give up the magazine habit. We also look to limit other subscriptions (Audible etc) to only what we actually use)


Annual saving: $1,920

 

21. Kitchenware

 

Tableware, pots & crockery can be extremely tempting to spend loads of money on. The trick is to avoid all those beautifully styled shops and their temptations & to buy simple white plates and plain glasses from places like K-Mart, Target & Ikead instead.

The bonus is that even if you break a few, the old will still match the new!


Annual saving: $2,000

 

22. High End Skincare & Make-up

Again, my tip to you is to avoid those shops.

I buy all my make-up at the chemist (drugstore) & choose to buy non toxic skincare which is also way more affordable than the glamour brands with all their heavy marketing (which is mostly what you end up paying for)

 

Annual saving: $2,100

 

23. Second Family Car

 

Several years ago we made one of the BEST decisions ever & replaced the second car with a $1,600 Piaggio scooter.

It is so much fun to ride and it only costs $10 to fill the tank!
It’s also much more cost effective on registration and insurance and kinder to the environment.


Annual saving: $2,495

 

24. Sound System

 

Although we talked about it for years, we never found the need to get an expensive sound system for our home. We use portable bluetooth speakers that we can carry with us & take on holiday. Simple, easy & cheap!


Annual saving: $2,500

 

25. Small Kitchen Appliances

Thermomixes. slow cookers, breadmakers, dehydraters, blenders, choppers, beaters, mixers – we have NONE of them. (actually, I do have an old hand mixer, that’s it!)

I prefer to keep things simple, not clutter up my cupboards & be kinder to my bank account.


Annual saving: $2,500

 

26. Coffee Pods

This was actually largely an environmental choice, so I’m quite surprised at the savings!
Rather than buying coffee pods, we buy beans & grind them at home.


Annual saving: $2,860

 

27. Holiday Resorts

I enjoy staying in a resort about as much as I enjoy spending time in a shopping centre. Negative 1,000!

To me it feels like you could be anywhere. So instead, I prefer to rent a BnB from a local & immerse myself in the local culture.


Annual saving: $3,000

 

28. Home Decor

This is another one of those ‘out of sight, out of mind’ things. I used to LOVE browsing through homeware stores, but inadvertently came home with yet another knick knack, decor item, wall hanging or vase.

I include lighting in this category. Rather than going to lighting stores, I now visit Ikea or Freedom Furniture when we need new lights. And the savings are significant!


Annual saving: $3,000

 

29. Furniture

Again, if you take me to a beautiful designer furniture store, I will end up wanting to buy the latest funky modular couch or a new sideboard for the hallway.

So I choose to avoid them & have embraced the joy of buying furniture second hand or at auction. I still have my coffee table made of pallet wood (that I bought when I was flat broke) and my Oak Dining table I got for $100 at the local auction house.

I love the personality of these pieces and the fact they are part of my story. They have  a beautiful soul and energy and I couldn’t bear to part with them for something that

s only just come out of a factory.


Annual saving: $5,000

 

30. Fine Dining

We love eating out a couple of times a month, but rather than frequenting the latest trendy restaurants, we seek ‘Tasty AF’ super authentic & simple super little eateries.

This also replaces take-out and actually saves us money and is a whole lot more fun.

We still enjoy fine dining at our favorite places but save it for special occasions.

 

 

Annual saving: $5,000

 

31. Clothes

The clothing industry & fast fashion are wrought with so many issues – from cheating massive amounts of landfill to the environmental impact from use of materials to the exploitation of labour forces.

I’m a big believer in circular fashion and love to hunt for treasure at my favorite Thrift and Second Hand stores.

But even here, overconsumption can be an issue and I currently have way too many pieces in my wardrobe. So for 2023, I’ve set myself a ‘no buy’ challenge. Wish me luck!

Annual saving: $5,400

 

32. Personal Trainers

This one shocked me as I expected it to appear somewhere in the middle of the pack.

We choose to attend group PT sessions rather than having private ones – and we ‘pay as we go’ (ie, we don’t have gym memberships)

The savings, based on just 2 sessions per week for the 2 of us, is astounding!

Annual saving: $12.320

 

 

So there you have it!

Which of these has inspired you?

Let me know below – where will you save more money & spend more mindfully?

Remember that the next step is using those savings WISELY.
If you need help with that, thenMagnetic Money®️ Management Bootcamp is for you!

Have an awesome day!!

xx Miriam

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