Removing limiting beliefs about money – common mistakes

Removing limiting beliefs about money – common mistakes

So I have good news and bad news when it comes to removing limiting beliefs about money

The bad news first:

The bad news is that you have limiting beliefs about money. Lots of them!

I do too. Actually we all do. Even Oprah has limiting beliefs about money – because she’s human.

Let’s talk about the good news, shall we?

The good news is that removing limiting beliefs about money can actually be super simple and easy.

So in this episode we’re going to talk about the three most common ways that people get it wrong when it comes to removing limiting beliefs about money.

And we’ll talk about why the simple and easy approach is actually also a lot more effective.

 

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Like everyone, I’ve had and still have my fair share of limiting beliefs about money. We all have them. The thing is, are they getting in the way of us having the life and the abundance and the amount of money that we want or not?

Like most people, when I first realized that it was my own negative thinking that was the biggest obstacle to me having all the abundance and joy and success that I wanted, I also got worried, like REALLY worried!

And so I started to dedicate myself to doing all I could to clearing those limiting beliefs and removing those money blocks and obstacles.  

To be honest, I became totally obsessed with doing my mindset work.

I was doing affirmations, making vision boards, I journaled and I visualized. I did everything. I was a total mindset junkie and I went to every seminar I could possibly go to and read every book I could read.

But I soon figured out that the harder I tried, the more difficult it seemed to get. I was stuck, spinning on a hamster wheel. And eventually I decided I really needed to take a different approach. And so I completely changed my approach to my money mindset work and to removing limiting beliefs about money.

And it really, really worked. It was like the floodgates opened and suddenly everything became easy.

That’s when I went from being a single mum on welfare to building my own business in finance. It took off, I won awards, I had a leveraged multiple six figure income, I bought the house of my dreams, a beachfront apartment and other investment properties, started traveling the world, got paid to speak and still get paid to speak on the stages of some of my heroes and mentors.

My life changed quite drastically.

And what’s more, I’ve sharing these practices and everything I learned with my students and also help them create really abundant and joyful lives and businesses so they can show up and fully be all that they were born to be. And we do it the simple and easy way.

So in this episode, I’m going to share with you the top 3 mindset traps people can fall into when it comes to removing limiting beliefs about money.

Number 1:

Having a giant daily checklist of mindset practices you feel you have to do before you’re even allowed to start your day.

What you’re doing there when you put that giant checklist between you and the abundance you want, you’re telling yourself that you have to work really hard to get what you want and that the more you do, the more you get in return.

And that’s kind of the opposite of what we’re looking to do.

Number 2:

The second way that people get in their own way is they get really addicted to mindset work.

I have a very unladylike saying around that and it basically goes “Don’t go digging in your crap just for the sake of it – you’ll just come up smelly.”

Because the more you look, the more you’ll find.

If you start consistently looking for limiting beliefs, then spend time working on clearing them, then look for more, you’re going to keep finding more and more and more. It’ll take up all your time and focus.

Worst of all, you will convince yourself that you are broken, that there is something wrong with you, and that you cannot have the abundance you want until you’ve sorted this stuff out.

So those are the first two ways most people put a block on allowing abundance to flow to them.

There is a third one I want to share with you which is actually the biggest mindset trap of all.

But first I want to know, of the couple I’ve just talked about, which resonates with you?

Please share it with me in the comments below.

Number 3:

Now… let’s talk about the number one way that people get themselves in trouble and keep themselves stuck with their actual mindset practices.

It’s simply that they do not allow themselves to graduate energetically to the next level.

Here’s how it shows up:

When you first start on this journey, you know, you start to look for the evidence of abundance that’s all around you and you celebrate all of it. And that’s great.

But eventually you need to graduate from going, “Oh my God, that’s so amazing! Somebody just paid me for my work“, to feeling quite comfortable and normal about it.

That’s when you graduate and start look toward the next level of abundance.

Think about it…. Millionaire You (as I like to call it), that next more abundant version of you, would THEY run around the house yelling, screaming, and high-fiving everyone for a $100 sale?

They probably wouldn’t.

They would acknowledge it. They would feel grateful, absolutely, because one of the keys to letting the money flow is to appreciate and acknowledge every cent.

But it’s the WAY you do it.

If you treat it like it’s some big unexpected windfall, then that’s energetically what you’re putting out there. But the abundant, ‘Millionaire You’ would go “I so appreciate every single cent. It all feels totally natural and normal, and I look forward to more”.

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Manifesting Money Success Stories – how to use Law of Attraction effectively

Manifesting Money Success Stories – how to use Law of Attraction effectively

We all love to hear manifesting money success stories, don’t we?

Why is that?

I think it’s because one of the most challenging things about Law of Attraction is that you can’t peek behind the curtain… you can’t see the magic at work until everything falls into place.

It requires faith – sometimes a LOT of faith…

So in today’s episode, I’m sharing some of my favorite stories of people manifesting money and success. 

Plus.. we’re taking a peek behind the curtain to see what they did that helped Law of Attraction do its magic.

I absolutely love it when students share their manifesting success stories.

That excitement, that enthusiasm, that realization that yes, it DOES all pay off – it IS happening – that’s absolutely priceless because this is when you recognize that you really are the creator of your life. It’s not the stuff of fairy tales. It’s real and it’s a wonderful moment of empowerment.

It’s so important to have a supportive community around you to help you celebrate your manifesting success stories –  the small ones and the big ones!

Because as you do that over and over, you complete one of the most important pieces of the puzzle:

Convincing YOURSELF that this stuff works!

 

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… that you are the creator of your life, that your Thoughts do Become Things, that there is a benevolent Universe that has your back, and that all those thoughts and ideas and dreams and wishes you have are actual possibilities that are all lined up waiting to drop into your experience!

When you fully embrace that and move from hoping and wishing that it can be so to absolutely knowing it can be –  and taking the positive action that aligns with that –  THAT’s when those amazing manifestations start dropping in and suddenly you’ve turned the corner and are that ‘overnight success’ where everything just seems to flow so easily for you.

So let me share with you three awesome stories from real life people – just like you – who are students in my Magnetic Money program.

Just like you, these ladies had fears and worries – they hoped they’d made the right decision, that they were on the right track and that this wasn’t some wild goose chase.

Story 1

Karen had been desperate to go to Ireland for a really long time.

But between life and financial and family commitments and money being tight she couldn’t see how she could possibly ever go – how she would ever be able to save up enough to make this trip of a lifetime.

Karen joined us in a game we do in the warmup to Magnetic Money. It’s just a fun game where we raise our vibration, where we allow ourselves to dream and throw caution to the wind and really get into a state of what it feels like to be abundant.

Next thing you know, there was this amazing post from Karen saying “Oh my God! I have just received $16,000 that is totally unexpected, from a source I didn’t even know about. And it’s just free money – $16,000 of completely unexpected BONUS money!

And so off she went to Ireland on that trip of a lifetime she’d been dreaming about for decades – and she got to take her father with her as well!

So just like that, overnight, simply by raising her vibration and daring to align herself, the abundance could flow from a completely unexpected source and she was able to fulfill that amazing dream.

Story 2

Let me tell you about another student called Sophie (not her real name). Sophie ran a medical clinic with three doctors, two full time staff and really great income, but also big overheads, lots of work, long hours and all the rest of it.

After having a couple of children she decided she needed to change things. She sold that business and decided to start on her own – just herself and a part-time assistant, working only three days a week, because her family came first.

As she got started she realized that the money wasn’t flowing in the way she wanted it to, so we sat down and looked at what the limiting beliefs were that were holding her back.

They were: 

  • Not being able to do it on her own.
  • Thinking she needed lots of staff supporting her to be successful.
  • And thinking it takes long working hours to make good money.

So I helped her address those limiting beliefs, to release and transform them. And the very next month she had her first ever $30,000 month!

That’s the power of looking at the limiting beliefs that are getting in the way and of sitting down to address and transform them.

So I wonder if you can see yourself in either one of those stories?

Have you ever shifted your thinking around money and the money started to flow?

If you have a manifesting money success story of your own,  I’d love to hear it!
Feel welcome to share it with us in the comments.

Story 3

Now let me share Alexis’ story with you. 

Alexis is a mindset coach who helps people unpack their own unique manifesting process. She’s also an amazing manifestor herself! In her business, she would manifest $15,000 weeks and $20,000 months, but the problem was there were long stretches of NOTHING in between – it was a feast and famine rollercoaster.

Her total income for the previous year was okay, but she knew she was capable of so much more because that income had come in fits and spurts – in between there was a whole lot of stress and worry.

So first of all we unpacked a couple of limiting beliefs she hadn’t yet unearthed, and that helped. 

Then we went one step further and realized she felt anxious about managing her money. She didn’t know what the best thing to do with it was when it came in. 

So we made a plan for her money and made sure she was really clear on where it would go once it came in – to ensure it was being put to good use. She became the responsible and confident custodian of her money. 

And it completely unblocked her money flood gates!

In the next three months she made more money than she had the entire previous year!

She was able to release the resistance that was blocking the money from flowing in by feeling confident about what she would do with it once it arrived.

Okay… as you MIGHT have noticed, each of these stories had a different missing ingredient; a missing piece of the puzzle that needed to fall into place so the money could start to flow in.

But these 3 pieces are all you need!

And if you’d like to learn more about how to make your money manifesting easy and simple, I have a special FREE MASTER CLASS on that.

Just scroll down for the link.

Remember: It’s time to embrace your unlimited potential – and you’re absolutely ready to take the next step.

xx Miriam

 

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Attract More Money Into Your Life – Let Go of Money Worries

Attract More Money Into Your Life – Let Go of Money Worries

What if I told you that one of the most powerful ways for you to attract more money into your life is by letting go of the stress around it?

Today I want to help you make one of THE most powerful decisions of your life.

Most people think that they need to worry about money, especially when they feel like there’s not enough of it. They think if they don’t worry, the Universe might forget about them or that their order will be misplaced – but nothing could be further from the truth!

It’s really important to understand that RELEASING the worry is one of the best ways to attract more money into your life.

But first, a quick story:

One day my daughter borrowed my car. She came home and said “Mum.. I was driving along and the car felt a little sluggish but I didn’t think too much of it. So I just put my foot down a little bit harder on the accelerator.”

When she pulled up at the traffic lights, the people next to her pointed out the amount of smoke pouring out of the back of her car! She was afraid the car caught fire but it turned out to be the tyres smoking because she’d been driving with the handbrake on! And rather than releasing that resistance, she just put her foot down on the accelerator even harder to try and push through it.

And this is what people do, and what worrying about money does.

 

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I see it all the time with my students. They’ll say things like, “I only seem to manifest money in fits and spurts, when I really need it.” 

When we break it down, they realize they’ve been driving with the handbrake on. They’ve been worrying about money which acts like an energetic handbrake.

When they make that one tweak and release their energetic handbrake, the money starts to flow.

They go from having $15,000 weeks, then nothing for six months, to consistently calling in over $20,000 per month. The money starts flowing consistently – not just when the pressure builds up to breaking point.

So, let’s talk about this in more detail:

How and why exactly is constant money worry holding you back.

Number 1:

Worry is energetically aligned with a vibration of ‘not enough’. When you’re in a state of worry, you’re resonating with lack.

‘There’s not enough’ – is the energetic message you’re putting out to the Universe. And guess what happens next? Law of Attraction brings you more of the same!

Number 2: 

Constant worry shows a lack of trust.  You don’t trust that it’s going to be OK, you don’t trust the Universe, you don’t trust your business and you don’t trust yourself. There is an underlying expectation and message that because money can’t be trusted to flow, you better work really, really hard. 

Usually when somebody is worrying about money, they’re also working really hard.
The two kind of go together, united by that underlying message of ‘I can’t trust that I’m okay. I don’t feel safe, so I’m going to work extra hard to try and make up for it’.

Does that ring a bell for you? Let me know in the comments.

Number 3:

Constantly worrying about money holds you back because it becomes like the background music in a shopping center: After a while you don’t even notice it anymore.

It’s taken control of your life, and is dictating the standard state you live in. You’ve become unconscious to it.

Living in a state of worry becomes normal. 

You’ve reprogrammed yourself at the unconscious level that spending your time worrying about money is just how life is – and that you have to worry because there’s not enough. And, of course, you also unconsciously act in ways that demonstrate that support this.

And so it becomes a self-fulfilling prophecy where you keep creating more of the same.

So… that’s the first three. We’ve got two more to go, but first I want to know:

Based on what we’ve talked about so far, are you ready to make that decision yet? 

Can you see how constant stressing and worrying about money is actually getting in the way of money flowing to you?

If you’re ready to make the decision to put an end to it, then here is your chance!

Nothing is more powerful than a public declaration. It sends a powerful message to your unconscious mind that this is a turning point. 

This is your moment of change!

So if you’re ready to do this, take a moment to type in the comments:

“I’m ready to claim my freedom. I’m going to release my money, stress and worries”.

Just making that declaration will open up the way for you to figure out how.

OK, here are two more reasons you want to get out of this nasty little ‘money worry’ habit.

Number 4:

Constant worrying builds up negative momentum. Earlier we agreed that by worrying you’re resonating with lack. This vibration of lack builds momentum and attracts more lack to you: not enough money, too many bills, that kind of thing. 

It becomes stable. It has a lot of momentum, and if you try to change it, it’s very difficult. It’s like standing in front of a runaway train yelling “STOP! I want you going in the other direction”. 

You’ll probably end up hurt.

Number 5:
And the fifth, final and absolutely most important reason of all to get out of the habit of worrying about money is that you get used to it. 

And that’s a BIG problem because as you get used to living in this state of constant worry (and of constantly attracting more reasons to worry about money to you), it starts feeling like that’s just how life is.

And the absolute worst possible outcome of all is that you resign yourself to that!

One of the best ways to get out of the worry habit is by understanding where it comes from. 

Looking at your money patterns – both at the physical level and the way you think and feel about money, your belief system – is a great place to start.

With that awareness you can release the stress, negativity and worry about money, and change things around.

If you’re ready to better understand your patterns around money and what’s driving them, then take the Money Habit Archetype Quiz.

It will let you know what your predominant money pattern is, and then invite you to look deeper so you can explore what’s creating those patterns at the unconscious level.

You’ll find the link below.

Remember: it’s time to embrace your unlimited potential & starting where you are is the only option you have.


xx Miriam

READY TO GO DEEPER? TAKE THE MONEY QUIZ!

Discover your Money Habit Archetype and use it to clear your biggest money block.

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How to get unstuck in business – Jane’s Aligned Business Story

How to get unstuck in business – Jane’s Aligned Business Story

I recently caught up for a chat with the lovely Jane McKay from Jane McKay Communications.

I asked Jane to share her story, because she radically changed her business model after joining the Aligned Business Mastermind – and it’s paying off big time!

Jane has gone from feeling stuck in business, working way too hard and not bringing in the income she wanted, to feeling totally aligned with her business & offers, making sales easily, owning her value & loving her work.

Not to mention being completely on track to hitting her target income of $20,000 a month.

But before the change, she’d been feeling stuck in business for a while

– stuck in all the ‘doing’
– stuck in promoting packages she didn’t feel aligned with – and that weren’t selling
– stuck because she’d paid big money for a coach who helped her create those packages.

In this chat, we discuss what she did that helped her to let go of all the ‘shoulds’ and get clear on what she did want to align herself with, so could then go ahead and create it.

Enjoy!

 

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If you’re interested in the Aligned Business Mastermind, doors will re-open in October. 

You can go on the waiting list to be notified at www.miriamcastilla.com/alignedmastermind.

In the lead up to the Mastermind, we will be running the FREE Aligned Business Bootcamp again, so be sure to register for that at www.miriamcastilla.com/abb

And to get in touch with Jane so she can work her magic in your business, simply visit http://janemckaycommunications.com.au/ 

Or find her on Facebook at:  www.facebook.com/JaneMcKayCommunications

Join our free bootcamp:

Aligned 6-Fig Biz Bootcamp

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Practical money skills – my weekly money process

Practical money skills – my weekly money process

Today we’re going to cover practical money skills and I’m taking you behind the scenes of what I do with my own money – each & every week.

Budgeting, saving, and knowing how to move your money around, ESPECIALLY when you’re self-employed can feel really confusing.

That’s why I’m going to take you through my ACTUAL step-by-step process.

Following this process will help you reach your financial goals, ensure your bills are being paid, and help you feel confident and in control of your finances.

Most importantly, what we’re covering here really is the KEY the key to smoothing out your cashflow and getting off that feast and famine income rollercoaster – especially when you’re self-employed and you have irregular income.

And the best news of all is it only takes five minutes a week!

Having the right practical money skills when you’re self-employed can be a total lifesaver -because when you don’t know what to actually do with your money as it comes in, it can land you on this really crazy, stressful roller coaster, where it’s feast and famine, where one day you feel like everything’s great, and then suddenly there’s not enough money to pay your regular bills, and it just never feels like enough.

I know what it’s like to have next to no money.  At one stage I was a single mum on welfare payments.

And I also know what it’s like to have a healthy, six figure business income and still feel like you have nothing to show for it!

The good news is that between those two very personal experiences and the process of building a successful finance business where I helped my clients sort out their money stuff, I developed practical skills and strategies that help you smooth out your cashflow and help you take control of your money.

And what I REALLY REALLY love about all this is that it helps raise your vibration!

It aligns you with abundance and it makes you magnetic so that you attract even more money and abundance. It’s win, win, win.

Maybe the best news of all is that there’s no budgeting required because budgets don’t work.

Money systems, however, can be absolutely life-changing.

 

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So I’m going to take you through my actual personal step-by-step process that I go through each and every week as my money comes in to allocate and distribute it all.

Let’s do this.

STEP 1: Tally your income
The first thing I do each and every week is sit down and add up all the money that came into my business that week. (For you it might be fortnightly or monthly)

This is the money that you then need to allocate and distribute and move around.

Now, I did a whole video about giving every dollar a job to do which is linked for you below – because that’s what this is ultimately all about – so go check that out next.

While I’m talking about tallying your income:
This is actually one of my favorite money mindset strategies, because as I sit down and I do this, it allows me to keep tabs on my mindset and see what my thought processes and patterns actually are.

STEP 2: Calculate your tax
The amount of tax you need to put aside is going to vary week to week, depending on how much money came into your business.

It should always be a percentage of your gross income and you should have a fairly good idea of what that number should be. This will be an estimate, but you want to make sure that you’ve got it well covered. (If you’re not quite sure what that percentage should be, then speak to your accountant, look at last year’s tax returns and make the best educated guess you can for the time being)

STEP 3: Calculate your surplus or shortfall. 

Once you know how much tax you need to put aside, you want to deduct that from the gross income that came in, and then you also want to deduct how much money you need to keep in your business account to keep your business running as well as the amount you’re going to need to pay yourself in salary or wages.

Once you’ve done that, you will either be left with a surplus or a shortfall.

You need to either allocate that surplus or make a note of the shortfall and make a plan for it. 

And this right here, this little move, that is the key to smoothing out your cashflow when you have irregular business income.

Is this something you do? Do you keep track of surplus and shortfall each income cycle so that you can help use those numbers to smooth out your cashflow? 

Let me know in the comments below: 

Do you keep track of your surplus or shortfall?

Okay – once you know whether you have surplus or shortfall, it’s time to decide what needs to happen next. 

STEP 4: Make your adjustments.
If you’ve got a surplus on your hands, it’s time to celebrate, do a little happy dance, but then you need to decide what to do with it.

First, you need to check your notes from the last payment cycle. Have you carried forward a shortfall from before? Because if you have, the first thing that needs to happen is to pay that back. 

Once that’s done, if there is still some surplus available, then you need to allocate that in alignment with your current highest financial priority.  (And if you’re not sure what that is, then make sure you check out the linked articles below next!)

So that’s what you do when you have a surplus. But what about when you have a shortfall? 

Well, there’s not enough money to do everything you need to do, so something’s going to have to go without. 

Let’s use an example and say that you’re $500 short, and what you decide to do is short-change your tax account, because you don’t need to pay tax for quite a while yet anyway.

So do that, but then it’s important that you make a note of that so that you can cover that shortfall next time. Otherwise, you end up in a feast and famine cycle.

So yes, there’s a short fall. It will happen from time to time.
That’s OK, make the best decision you can, take a note and then make it up next time.

This is how you smooth your cashflow and avoid the rollercoaster.

Now, once you’ve done all of that, it’s time to do the magic money shuffle.

STEP 5: This is the easy bit – time to do the magic money shuffle
Now that you’ve done all the work (in all of five minutes it took), you simply transfer that money.
You need to move that money around.

So transfer that tax money to your tax account, transfer that personal income to your personal account and transfer the surplus to wherever it needs to go to make up for any previous shortfall.

That’s it – you’re done! It’s that simple.

If you’re wondering how to calculate all these numbers, then grab yourself my handy income target calculator!

It comes with a bonus income distribution calculator to help you do all those things we just talked about and there’s even a handy video tutorial for you.

That’s today’s freebie which you can access here: www.miriamcastilla.com/calculator

It’s time to embrace your unlimited potential and you know what the next step is!

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