Bargain shopping with an abundance mindset

Bargain shopping with an abundance mindset

by | May 18, 2022 | Money Mindset

Can you bargain shop with an abundance mindset? Or is shopping in thrift stores and op shops a sign of a poverty mindset?

People often worry that buying second-hand means you may be inadvertently repelling abundance.

In this episode we’re going to talk about how bargain shopping can help you cultivate an abundance mindset and make you more magnetic.

PLUS, I’m going to share some of my favorite recent bargains with you that make me feel utterly abundant and actually help make me magnetic to more. 

See, I’m a huge fan of thrift store shopping and where and how you shop actually has little to do with whether you have a poverty mindset vs an abundance mindset.

So let’s talk about what really makes the difference.

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In the Magnetic Money program, we talk about doing little things that stretch your abundance mindset. Little upgrades, token gestures and generally acting like the more abundant version of you.

That includes going into stores that you wouldn’t normally go into, trying things on, maybe even buying something. But there’s a BIG difference between stretching your comfort zone around money to expand your capacity to receive and plain old retail therapy that gives you a short-lived high with a credit card hangover the next day.

See, where and how you shop doesn’t make that much difference. That’s because your mindset has everything to do with how you think and feel and little to do with what you’re actually doing.

Let me give you an example. Say you decide to buy yourself a new Prada handbag. And you do it from a place where you’re sick of feeling and not having enough. So you spot an opportunity where there’s room and your credit card, think ‘To hell with it’, but the bag and vow to figure it out later.

In this case, you’re actually coming from a place of lack and scarcity. It’s a  demonstration of a poverty mindset because you’re grabbing what you can while you can, convinced that it’s not really natural and normal for you.

Let’s say that, say that instead, you decide to just go to Target and buy a nice little everyday handbag that looks good and does the job. And you find a handbag that looks amazing and feels really beautiful too. It’s just the right color and size & does everything you need. Plus, it’s incredibly cheap. So you get all excited because you just scored a great bargain, you really like it and nobody can even tell it’s just a cheapie. And you’re so excited that you saved all that money and can put it towards paying off a debt or some investment funds instead. You feel really proud of your decision.

In this case, you’re demonstrating a powerful abundance mindset because you’re feeling empowered about your finances. goals.

Can you see that where and how you shopped doesn’t really matter so much? It’s how you THINK about what you’re doing that matters. You could have gone to Target and felt awful about only being able to buy a cheap bag because that’s all you think you can afford. Or you could have bought the Prada bag thinking ‘I’m celebrating a great month in business and this will be my constant reminder’ And each of those attitudes would have completely switched up your mindset.

Which store you bought your bag from really didn’t matter. What matters most is how you think about it. 

So the big takeaway for you today is that feeling more abundant can come from spending less!

You don’t have to spend lots of money to feel rich and abundant. Sometimes it’s choosing NOT to spend money that makes you feel more abundant. It’s really empowering to make great financial choices that help you reach your financial goals faster.

When you’re spending less by choice, then you are an abundant person who has their priorities straight and makes great decisions.

If you’d like to see some of my recent bargain buys that make me feel utterly abundant, be sure to watch the video! I start sharing them at the 8 minutes and 15 seconds mark

I’d also love to know what bargains you’ve scored recently that make you feel utterly abundant. Let me know about them in the comments!

What I love about bargain shopping is that you get to spoil yourself with some really cool stuff that you maybe don’t really need, but that you’d really like. It allows you to feel that beautiful, luxurious sense of abundance without blowing the budget and derailing all the good work you’re doing by managing your money wisely. And when you do that, it actually makes you feel a whole lot more abundant.

Bargain shopping can make you magnetic much faster than buying the equivalent full price items – and it definitely helps you reach your financial goals faster too!

Some practical notes:

I don’t just randomly buy things. I usually have a list and know what I’m looking for. 

I’ll always take some time out and go through my favorite thrift stores, op shops and designer recycle stores to see what’s thereI don’t just randomly look for things and come out with a whole bunch of stuff I didn’t really want or need. I go in with a purpose.

And second hand shopping is not just about not wanting to spend too much money. I also love that it’s ecologically and socially more responsible.

It’s less wasteful, better for the environment, I’m spending less money and getting cool stuff I love and we have more money available for things that are much more important to us – like traveling, securing our financial future and having more choices in life.

(Plus, it feels like hunting for treasure and I get really, really excited when I come home with a bargain 😊)

In terms of your money plan, you do need to have an allocation for that kind of fun money. Part of my personal fun money allocation every single month goes towards clothing and accessories. And sometimes I’ll save up for something a little more special over a few months. And if in the meantime, I happen to find it cheaper in a second-hand store, then I celebrate my abundance!

I did recently record some 2-minute quick tips and I definitely recommend you check out the one on how to use FUN  MONEY to become more magnetic.

You can watch it here.

And if your money could use some organizing, then join me for the free ‘Organize and Tidy Your Banking’ workshop. The link is below.

What did you learn from this episode? Let me know in the comments below.

And if there’s anything else you’d love me to cover in a future episode, please let me know!

Ready to go deeper?

 

 

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Can you manifest without taking any action?

Can you manifest without taking any action?

by | Mar 30, 2022 | Law Of Attraction

Law of Attraction critics will say, “You can’t just sit on a mountaintop and meditate and wait for it to rain money”

But can you manifest with action?

Or at least, without action that feels like work?

You absolutely can!
Because yes, you need to take action, but the right KIND of action. And when you take the right kind of action – it does not feel at all like hard – let alone like hard work!

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So in this episode, we’ll answer the questions “Can you manifest without action?” but even better than that:

We’ll talk about what kind of action you SHOULD be taking – and what kind of action is a total waste of your time and energy.

Like me, you’ve probably been applying Law of Attraction and doing all the things.

I know I did everything – all the Law of Attraction things and (just to be on the safe side) –  all the work things as well.

I worked hard and long hours. It all got really exhausting and disheartening because I was doing all this Law of Attraction stuff, but I was still burning myself out!

It wasn’t until much further down the track when I figured it out that, yes, there’s some action you need to take, but you’ve gotta be smart enough to know what kind of action is productive and what kind of action is counterproductive. Because most of the actions we take are a total waste of time and energy.

And when I figured out this seemingly fine – but actually massive difference between the different types of action, everything changed. Yes, I was still DOING things, but it didn’t feel like I was working. And it certainly didn’t feel like I was working hard! My income really took off and I would have my biggest income days & months when I wasn’t working AT ALL.

I still remember having a record $31,500 week without looking at my business at all. I wasn’t thinking about it and I didn’t even check my phone. In fact, I had my feet dangling in a pool in Bali at the time!

If this sounds like a plan you’d like to get in on, then let’s break this down for you. Let’s talk about the difference between the kind of action that leverages Law of Attraction versus the kind of action that’s counterproductive and a total waste of time and energy.

First, let’s talk about the innate problem people have trying to figure this out:

And that is that we equate ‘taking action’ with ‘working’. We take certain actions to achieve a direct desired result.

Cause and Effect.

But when you’re working with Law of Attraction, it’s different, right!
You’re actually looking to leverage the magic of the Universe, tap into synchronicities. And yes, you need to be a cooperative component to that, but the moment you get too involved and try to micromanage and force the process, you’re actually getting in the way and are stopping that effortless flow of manifestation.

Because you always get what you EXPECT. And when you get too involved and take all this action, it shows that you only expect to get things that are a direct line of sight to your actions.

You’re cutting the Universe out of the equation and taking over – shutting yourself off from the magic.

The other issue with getting way too involved and taking action that is more ‘work’ oriented is that you’re bringing an energy of fear and worry to what you’re doing.

“Ooh, I just better do this ONE extra thing to make sure it all works out.” Sound familiar?

And when you bring that energy of fear and worry, you’re sending out a vibrational message of, “I’m not really expecting this to be easy or to even work out at all.”

So in fact, you’re manifesting it NOT happening or manifesting it being WAy TOO HARD.

So we definitely don’t want to be doing that, but we do need to be taking SOME action because we need to put ourselves into the play, right? We need the Universe to be able to throw us those opportunities, nudges & great timing. So there is action to be taken.

(In a previous episode I covered the 6 steps to attracting a consistent 6-figure income. It’ll help you get a better understanding of where the actions you take fit into the overall process and you can find that at the link below.)

Before I share the kinds of actions that absolutely help manifestation happen, I’d love to know:

Have you ever taken just some small little action that has resulted in some awesome manifestation?
What are your manifesting stories? Type me a comment below and let me know!

So what kind of action do you need to take? 

Well, you need to put yourself into the play, put yourself where the Universe can find you. So when you take action, take it with that spirit of “I’m putting myself in the play. I don’t know exactly how this is all going to work out. I’m going to – as my mentor, Mike Dooley says – knock on lots of doors without knowing which one will open. But if I keep knocking, I know that one, two or more of them will open.”

The other reason you need to take action and get some motion going is because that is how the Universe can guide you. Think of it like the GPS system in your car. It can’t really do much for you if you’re just sitting in your driveway. Until you get moving, it can’t guide your next step, telling you whether to turn left or right. Your inner guidance that’s always there for you is much the same.

As you move forward and then pay attention to the guidance – those intuitive nudges, instincts & hunches – you will be guided step by step towards your goal.

And the action that you THEN take as a result of that, is INSPIRED ACTION.

And that’s going to feel totally different from the action of ‘hard work to try and get what you want’. 

It’s going to feel like fun, like child’s play. That inspired action has a whole different energy. When you‘re taking inspired action, just knocking on doors to open possibilities and putting yourself into the play of life, it feels like fun. It feels easy. It feels effortless. It feels like exploration and an adventure, rather than working hard to force an outcome.

Now, a great way to get yourself into the right frame of mind for this is through regular meditation. And if you don’t yet have it, I’d love to gift you one of mine. It’s a hypnotic meditation called ‘The Vibration of Abundance’.

You’ll find the link in the ‘Today’s Freebie’ section below.

Remember, gorgeous. It’s time to embrace your unlimited potential and you are so ready to take that next step.

See you in the next episode!

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Do I need energetic protection? Not if you do this!

Do I need energetic protection? Not if you do this!

by | Mar 9, 2022 | Alignment

After a couple of weeks in Magnetic Money, students usually come to me and ask ”Do I need energetic protection?”

It basically goes like this,
“Miriam. I’m loving this high vibe thing. Things are starting to shift & I’m starting to attract more money & abundance – but PLEASE tell me!! How do I protect my vibration? How do I protect my energy and STAY in alignment when there’s all these negative influences & people around me?”


But a better question is “Do I need energetic protection in the first place?”

A lot of people will tell you that you need energetic protection. They’ll tell you to put a bubble of white light around yourself, or imagine a shield that protects your vibration and your energy from negative influences.

And I’m here to completely & utterly DISAGREE with that.

You do NOT need energetic protection! And here’s why:

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Law of Attraction is  a term we use to describe what happens when you get momentum going on a certain frequency – on a certain vibration. You start attracting more & more things that match that frequency. That’s Law of Attraction. (I cover the 5 rules of Law of Attraction for you in this episode)

If you want to attract more abundance, you have to raise your vibration. That’s because MORE abundance than  you now have, equals a HIGHER FREQUENCY than you’re currently on.

When you can do that successfully – raise your vibration and STAY there – momentum builds. And once you’ve done that, you’ll be attracting only things that match that vibration.

So then you no longer need to worry about attracting things that are not a match to that vibration!

The only reason you WOULD be attracting things that are not a match to that vibration is because you’re not really there. You’re not as stable as you think you are. There’s still some of that old negative vibration hanging around.

So what you REALLY need to do is focus on STABILIZING your vibration.

Then it becomes a protective shield where things that are not a match to that vibration will literally bounce off. In fact, that’s not correct. They’re not there at all, because you cannot attract what you are not a match to. They simply are not part of your reality anymore.

A high vibe is natural immunity against a low vibe and negative energy!

So you don’t need to protect your vibration. What you do NEED to do is to fix it – stabilise it!

I’d love you to share with me in the comments:
Have you ever tried to protect your vibe? What did you do & how did it go?

Ok, let’s talk about why trying to protect your vibe is actually one of the WORST things you can do.

See, when you decide that you need protection, you’re dropping your vibration. You’re saying, “I’m vulnerable, bad things may come to me!” And so just THINKING that you need to protect your vibration means you’re lowering it. You’re basically dropping your defensive shield!

The key to keeping up that shield and keeping up your natural immunity to low energy & negative people is to STAY on a high vibration.

Putting up an energetic barrier or bubble also means you’re cutting yourself off from the higher vibration, your higher self and the energy of your source – which means you no longer have access to the guidance, ideas, inspirations, etc that flows from that place.

You’re literally leaving yourself stranded, having to battle it out alone without your connection to that higher vibe.

You’re cutting yourself off from the very thing that will help you THROUGH obstacles and challenges!

Now, one of the best ways to consistently raise & maintain your vibration is with a regular meditation practice.
When that meditation also aligns you with the vibration of abundance and programs your unconscious to keep doing it automatically, long after you get out of your meditation chair… that is powerful stuff!

That’s what today’s freebie is, so be sure to grab that now.

And if you enjoyed this episode please let me know in the comments!
I’d love to hear your thoughts & insights!

xx Miriam

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Here’s why energetic protection is absolutely not necessary - and might actually harm you. https://www.youtube.com/watch?v=16hojP8kqds&list=PL1foxNcAhfwRsNZLPp1so6O65dq3T8k3x&index=1 Click to Tweet

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How to set financial goals in business – and achieve them!

How to set financial goals in business – and achieve them!

by | Mar 2, 2022 | 6 Figure Business

When it comes to setting and achieving financial goals, most new business owners make one simple mistake.

And it’s the reason they don’t achieve their financial goals.

In this episode I’ll share what this mistake is and explain how to set financial goals in business – and actually achieve them – by simply asking yourself the right questions.

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Ok, first let’s talk about this very simple, but common mistake that has massive consequences.

And please don’t feel bad if you’ve done this – because I did it too! In fact, most new business owners do.

The simple mistake is that they start a business – but keep thinking like an employee!

They’re not used to crunching the numbers on the basis of running a business. And they don’t know how to set financial goals that are appropriate for a business, rather than someone on a wage or salary.

Starting to think like a business owner comes with time. It’s simply a matter of learning how to ask yourself the right questions.

When I first started my own business I made the same mistake. I was still thinking like an employee. I set my income goal at $10,000 per month because I thought that would solve all my problems. But when I hit the $10,000 a month, my problems were far from over. In fact, they were BIGGER because I was running a business! And that business had expenses and I had tax to pay. There were these things I hadn’t allowed for.

In this episode, I’m going to take you through the quick & simple questions you need to ask yourself, so that you can set and achieve the financial goals that are going to give you the outcome, the lifestyle, the peace of mind that you’re looking for.

So how do you set the right financial goals as a business owner? Well, there are 3 key questions you need to ask yourself:

Number 1:  What are my personal expenses?

How much does your business need to pay you?
A handy hint: If you want to really smash this, make sure it includes your next financial goal. For example, if you’re planning to pay off a $5,000 credit card over the next 10 months, you need that extra $500 per month of personal income.

Number 2: How much does my business need to operate?
How much money do you need to run your business? Your business has its own ‘living expenses’ – known as operating expenses. You need to pay those bills to stay in business. So make sure you have those thoroughly covered.

Number 3: How much tax will I need to pay?
This is the biggest difference between being an employee and being a business owner. You don’t get to keep all the money… you need to pay some of it to the government in taxes. As an employee, your employer did it for you and the rest was yours to keep.

Knowing how much of your gross income you need to put aside for tax is really important.
Putting tax money aside from the beginning also shows that you’re EXPECTING to make a profit, which makes you magnetic to more.

Check out this episode here for more info on how to manage your money to make you more magnetic. And you might also want to check out this episode here, which takes you through the 5 rules for a money management system that helps you pay your bills and reach your financial goals.

Ok, let’s get back to your income goal, which of course is the sum of all 3 answers above.

Your income goal is the sum of your personal living expenses, your business operating expenses and tax.

Now I’d love to know in the comments: When you’ve set financial goals in the past, did you allow for tax or did you forget? Because I know I did, especially the first time (Ok, and maybe the second). So let me know whether you did the same thing!

Ok, we’re not done yet because this episode is about how to set and ACHIEVE your financial goals.

So let’s talk about how to achieve them.

This is of course a combination of mindset and business strategy. You’ll find plenty of other episodes here with tips for sorting out your mindset to help you attract that income goal.

So today, let’s talk about the strategy. In particular, let’s ask one more simple, but very critical question. 

Are you ready?

The question you need to ask yourself after you set that income goal is: Can my business actually make that much?

Given your current business model, your current pricing products and services – is it actually possible for you to generate that level of income? Because if you’re charging $50 an hour and you can only work 20 hours per week because you have young children, then making $10,000 per week will be impossible.

A really simple process my business coach taught me a long time ago is what she referred to as “Income Stacking’. All you do is list every single product and service that people can buy from you & how much it costs, and then work out how many of those you need to sell to achieve that income goal.

Then you ask, Is that achievable?

From there, you can make some decisions and changes as you need. Maybe you need to increase your prices, maybe you need to focus more on leveraged products where you don’t need to put in more hours – where all you need to do is improve the system and funnel that sells them for you.

So by asking that simple question, “Can I actually make that much money given my current business model,” you get to work out very quickly whether the goal you set is achievable or whether you need to make changes.

If you’d like a handy calculator to help you put those numbers together so you can work out what your income goal should be, then grab my free Income Target Calculator. The link is below, so scroll down & download it now.

I hope you enjoyed this episode and found it really useful? I can’t read your mind, so please let me know by leaving a comment below.

Remember – it’s time to embrace your unlimited potential. and you’re ready to take the next step.

xx Miriam

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3 Tips For Organising Money That Make You Magnetic – For Entrepreneurs

by | Feb 23, 2022 | Money Management

Having your money organized feels FANTASTIC. 

You feel in control of your finances and your destiny. 
But even better… organizing your money well can also help you attract a whole lot!

And I’m all for that!

In today’s episode, we’re going to cover 3 specific ways to organize your money better – which also turbo charge your money magnetism.

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Ready? Let’s do it!

3 tips for organising money – that make you magnetic to more:

First, a bit of important background info for you:

When I was running my finance business, I noticed that people on bigger incomes didn’t necessarily feel any better about their finances. In fact, they were often MORE stressed and had little confidence in being able to manage their money.

I also noticed that people on more modest incomes who knew how to take great care of their money had more savings, often owned multiple properties and were enjoying life a whole lot more.

Even though they had LESS income, they had MORE wealth and LESS stress.

It was years later, after  I studied hypnosis and the Law of Attraction that I figured it out.

See, those people with the money confidence were more aligned with abundance and so consequently attracted more of it. The pieces of the puzzle would fall into place for them, opportunities and windfalls would land in their lap.. and they’d know exactly what to do with that bonus money!

This is where the Magnetic Money Code was conceived.
I discovered that money thrives when you create an eco-system. When you know how to manage your money to grow your wealth… and where your attitude and your vibration help you consistently attract more.

This is what we do in Magnetic Money. We create an eco-system where you and your money can thrive together.

Today, I’m going to share 3 tips for organising money with you – in a way that makes you magnetic to more – ESPECIALLY if you’re an entrepreneur!

TIP #1: Separate Discretionary Spending From Fixed Expenses.

When you do this, you’ll know where your fun money is. And you get to spend it however you choose – without feeling guilt or worrying that the bills won’t get paid. Because your fun money is ONLY for you to have fun with. That is its job.

This raises your vibration and makes you feel RICH, which makes you magnetic to even more.
It also ensures that you always meet your financial obligations and your bills get paid – which further adds to that feeling of abundance.

TIP #2: Make Compound Interest Work For You, Not Against You

Start by reducing your debts as quickly as possible, because that’s where compound interest is working against you. Then swing that pendulum around and invest in things that ATTRACT compound interests so your wealth starts to grow.

Even if you start by paying off a credit card, your focus & intention will accelerate you towards that goal.
Plus, you’ll feel excited and enthusiastic about clearing those debts so you can start growing your wealth. 

This raises your vibration and shifts your attitude – which makes you magnetic to more money.

And so the cycle continues to build & build.

OK, before we move on to tip #3, let’s hit pause.

Take a moment & ask yourself – Do you have a system for organising your money? 

Do you separate discretionary from fixed expenses? Are you actively focused on making compound interest work for you, rather than against you?

Of course, I personally use the Magnetic Money System and share it with my students.
I only spend 5-10 minutes a week organizing my money and it’s one of my favorite things to do, because it’s super easy and I can really see my financial progress.

In fact, when I first implemented the system, I was still carrying a large credit card debt. It was about $70,000.
When I finally put the system in place, the incredible power of that focus & increased alignment had me clear that debt 000 in just 7 months! And it had been hanging around for years!

This is the power of a great money system. It accelerates your financial progress and at the same time,  raises your vibration so you become magnetic to more.  It’s a beautiful positive cycle that continues to build momentum.

TIP #3: Put tax money aside

This is especially critical for entrepreneurs and business owners.

It makes perfect sense from a practical point of view, of course, because you need to pay that tax bill when it comes. Many business owners have been caught out by not having the money when handed the tax bill after their first truly profitable year in business.

So you definitely want to avoid that. But more than that – on an energetic level, it has an even more powerful effect. Because putting that tax money aside sends a powerful message to the Universe that you EXPECT to make a great profit in your business.

My tax bill is physical confirmation that I’ve had another great year in business, that I’ve made lots of profit. And now I get to share some of it with my community and my country.

When you’re prepared show that you expect it by putting that tax money aside, not only does it feel really great to say, “Hey, Mr. Taxman, here’s your check.” … it helps you attract a whole lot more money along the way because your energy is one of, “I’m in business and making profit. And I fully expect it.”

You’re literally putting your money where your mouth is and demonstrating your expectation with your actions.

If you need help with organizing your money, then definitely check out the Magnetic Money program. This is what we do – along with helping you get in consistent alignment with abundance and clearing those old money blocks.

And if you’re wondering, “But how much money do I need to make in the first place? How much does my business need to bring in?” then grab yourself my free Income Target Calculator at the link below. 

Did you enjoy this episode? Please drop me a comment and let me know!

It’s time to embrace your unlimited potential, gorgeous and you are so ready for that next step.

See you in the next episode!

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